2018-19 Undergraduate Academic Catalog

Financial Aid General Information Cedarville University offers a variety of financial aid programs to assist students with education-related expenses. Although Cedarville University supports the premise that the primary responsibility for financing a college education rests with the student and family, aid programs are available to supplement personal resources. Some of the financial aid available at the University is considered to be need-based aid . Students are asked to complete and submit the Free Application for Federal Student Aid (FAFSA). It is not necessary to file your federal taxes before completing your FAFSA as estimated data may be used. An analysis of the family’s financial data is performed and the results are used to determine the eligibility for need-based assistance. For filing online, obtain an FSA ID for both the parent and student and complete the FAFSA at fafsa.ed.gov . In addition to need-based aid , the University also offers merit- based aid to students who demonstrate recognized achievement or talent. Merit scholarship categories include academic, leadership, athletic, music, forensics, theatre, and debate. Financial Aid serves as a resource center to assist students and their families in exploring alternative sources of educational funding. The financial aid homepage has direct links to several scholarship databases. Students are encouraged to investigate privately-funded scholarships through the use of the Internet and accessing cedarville.edu/finaid . Students should advise Financial Aid when they receive additional assistance from sources other than Cedarville University. This assistance will be considered when preparing award packages and may result in the revision of a previously prepared package. A financial aid award notification will be provided to students after reviewing completed application data and after a student is accepted for admission to Cedarville University. Financial aid is applied for and awarded on a yearly basis. Aid applicants must continue to meet program qualifications in order to retain eligibility. All questions may be directed to Financial Aid at 937-766-7866. Visit Cedarville’s financial aid website at cedarville. edu/finaid and the FAFSA website at fafsa.gov . Institutional Grants and Scholarships All awards are based on full-time enrollment (minimum of 12 degree-seeking credit hours). Students who enroll for fewer than 12 hours will have their awards removed. For complete information, see cedarville.edu/scholarships . Academic Scholarships • President’s Society Fellows Scholarship – Students who have a minimum 34 ACT (1530 SAT) and a 4.0 GPA. The award amount is up to $20,000. • President’s Excellence Scholarship – Students who have a minimum 31 ACT (1420 SAT) and a minimum 3.75 GPA; or the student is identified as a National Merit or National Achievement Finalist/Semi-finalist. The award amount is up to $14,500. • Chancellors Excellence Scholarship – Students who have a minimum 27 ACT (1280 SAT) and a minimum 3.5 GPA. The award amount is up to $12,500. • Dean’s Excellence Scholarship – Students who have a minimum 25 ACT (1210 SAT) and a minimum 3.2 GPA. The award amount is up to $10,500. When completing the FAFSA, the Title IV Code for Cedarville University is 003025. • Faculty Excellence Award – Students who have a minimum 22 ACT (1100 SAT) and a minimum 3.0 GPA. The award amount is up to $7,500. Other Need-Based Scholarships • CU Fund Scholarship – Students who have financial need according to FAFSA. The award amounts are variable. Competitive Scholarships • One Campus Scholarship – The One Campus Scholarship is awarded to students seeking to enhance the Cedarville community through their personal experience and appreciation for ethnic and cultural diversity. An application is required. • Presidential Ministry Impact Scholarship – Celebrating Cedarville’s strong support for the local church and those who invest their lives in full-time ministry, this scholarship is awarded to selected students whose parent is in full-time ministry and who demonstrate excellent Christian character and leadership abilities. An application is required. Transfer Student Aid For complete information see cedarville.edu/transfer . Department Scholarships • Athletic – Contact Athletics or coach • Debate Team or Speech Team – Contact the Department of Communication • Music – Contact the Department of Music and Worship • Pharmacy – Contact the School of Pharmacy • Theatre – Contact the Department of Art, Design, and Theatre • Worship – Contact the Department of Music and Worship State Grant Programs Ohio College Opportunity Grant Ohio residents who have an expected family contribution of $2,190 or less and family income less than $96,000 may be eligible for the Ohio College Opportunity Grant. The FAFSA filing deadline is October 1. For additional information about all the Ohio student aid programs visit the Ohio Department of Higher Education website at ohiohighered.org. Ohio National Guard Tuition Assistance Program This program assists Ohio National Guard members who are full-time students, at least 17 years old, and enlisted for a period of six years. Up to eight semesters of instructional and general fees will be paid for the student. After basic and specialty training, guardsmen meet one weekend a month and two weeks during each summer. In addition to the tuition assistance, the time spent on duty is paid according to rank. Both men and women are accepted into this program, and proof of financial need is not a requirement. For more information, call collect 937-323-6704 or write to: Ohio National Guard, Educational Opportunities, 2825 West Granville Rd., Worthington, OH 43085. Ohio War Orphans Scholarship This scholarship is awarded to students who are children of deceased or disabled veterans. The student must be enrolled full-time and be making satisfactory academic progress. For more information, contact the Ohio Department of Higher Education, Student Assistance Office, Ohio War Orphans Scholarship, 3600 State Office Tower, 30 East Broad Street, Columbus, OH 43215. State Grant Refund Policy Students who qualify for state grant funds must be registered for at least 12 credit hours per semester in order to receive benefits. Air Force Scholarships Air Force ROTC scholarships are available, paying for the cost of tuition, fees, and textbooks, plus $150 per month for 10 school months, to students who demonstrate academic and leadership potential. Students interested in Air Force ROTC should contact the Department of Aerospace Studies, Wright State University, Dayton, OH 45435 (937-775-2730), or call Nicholas Miller, Assistant Registrar at Cedarville University, at 937-766-7710. Donor-Funded Scholarships Through the generosity of alumni, faculty, staff, and friends, more than 250 donor-funded scholarships are available to Cedarville students. These scholarships are established and funded by individuals who create a scholarship and determine award criteria. Candidates must complete the Free Application for Federal Student Aid (FAFSA) and/or a scholarship application or essay to be considered for these awards. The department of financial aid or committees from academic and University departments typically select the recipients. Review the list of donor-funded scholarships online at cedarville.edu/donorfunded . The personal connection between donors and the students they support plays a significant role in the continued funding of these scholarships. Recipients are asked to express their thanks to their donors in the following ways: • Send a timely letter of appreciation to your donors. • Attend the Honors Day reception in April (if applicable) . • Attend the scholarship reception and Legacy Banquet on Homecoming weekend. Federal Direct Stafford Loans Federal Subsidized and Unsubsidized Stafford Loans Federal Stafford Student Loan funds are available to dependent or independent undergraduate students. The federal government will subsidize (pay) the interest on subsidized loans while the student is in school and during a six month grace period following withdrawal or graduation. For detailed information see cedarville.edu/Loans . In addition, if a student is enrolled for less than a full academic year immediately preceding graduation, the annual loan limit may be prorated based on the number of credits remaining to complete the program of study. Specific questions relating to the federal regulations outlined above may be directed to Financial Aid. Students withdrawing or dropping below full-time status during the semester will have their grant payments adjusted according to grant refund policy. Questions pertaining to refund policy should be directed to Financial Aid. Other State Grants Students from the following states may be eligible for state grant programs. Contact your state’s higher education authority for eligibility criteria. The first step in applying for a state grant is to complete the FAFSA. • Pennsylvania – 1-800-692-7392 • Vermont – 1-800-642-3177 • Delaware – 1-800-292-7935 Federal Grants Federal Pell Grant A student who is a United States citizen, or who is in the United States for other than a temporary purpose and intends to become a permanent resident, or who is a permanent resident of the Trust Territories of the Pacific Islands or of the Northern Mariana Islands, may be eligible for a federal grant through the School of Education. All students with financial need are encouraged to apply for this grant by using the FAFSA. Students who meet the Pell eligibility requirements and have an expected family contribution of $5,486 or less as calculated on the FAFSA are eligible for a Pell Grant. All awards are based on full-time enrollment (12 hours or more). Students who enroll for fewer than 12 hours will have their awards prorated according to the following schedule: 12 hours or more = Full award 9–11.99 hours = 3/4 award 6–8.99 hours = 1/2 award 1–5.99 hours = Less than half-time award Federal Supplemental Educational Opportunity Grant (SEOG) A Federal grant for the School of Education that is awarded to students with exceptional need. Exceptional need is described as being eligible to receive a Pell grant. However, due to limited funding, being Pell-eligible does not guarantee SEOG eligibility. Teacher Education Assistance for College and Higher Education Grant (TEACH) The TEACH Grant provides funds to students who intend to teach in a public or private elementary or secondary school that serves students from low-income families. The TEACH Grant has conditions which must be met, otherwise the grant is converted into a direct unsubsidized Loan. The following website provides the full details for the TEACH Grant: cedarville.edu/TEACH . United States Military Scholarships Army Scholarships Two, three, and three and one-half year scholarships are available for students who enroll in Army ROTC. These scholarships pay all tuition, fees, and textbooks, plus $250– $400 per month for 10 school months per year. For additional information, contact the professor of military science at Central State University, Wilberforce, OH 45384 (937-376-6657 or 937- 376-6279), or call Nicholas Miller, Assistant Registrar at Cedarville University, at 937-766-7710. Army National Guard Scholarships These scholarships pay up to $1,000 per school year and are available for those who qualify. Additional information pertaining to these scholarships is available from the professor of military science at Central State University, or from Nicholas Miller, Assistant Registrar at Cedarville University, at 937-766-7710. 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