1999-2000 Academic Catalog

College Financial Operating Policy The application fee, tuiti~m, roon;i, board, a~d other fe~s are kept as low as possible to be consistent with responsible operation. The revenue from students does not cover the total cost of operation. The College is partially supported by individuals and chu~ches who desire to share in the preparation of yo~g.peo~le for effec~1ve Christian service as pastors, teachers, miss10nanes, evangeh.sts, and dedicated Christians in all walks oflife. Some funds are received from interested businesses industries, and foundations. Student costs as stated are subject to ~hange upon reasonable notification by the College. Student Costs: Tuition *Regular tuition-per quarter hour ................................................. $221 Audit tuition-per quarter hour ........................................................ 111 Fees Accident insurance fee (estimate) ..................................................... 44 ~~~~~~~~~J:~~~·:::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::·7~~ Car registration fee-per quarter (coi:imuter) ..................................... 12 Car registration fee-per quarter (resident) ........................................ 15 Drop/add (course) fee ......................................................................... 5 Graduation fee (seniors only) ......................................................... 100 Sickness Insurance (if not waived) (estimate) Married student and spouse .. .......... .. .. .. .......... ...... .. .. .... .. ............ 770 Married student, spouse, and family ............................................ 793 t~t~f~2f :~.:::::.:::::::::::::::::::::::::::::::::::::::.:::::::::::·::::·::.··::::.:.:::i~ New student fee Commuting student-fall .................................................................. 60 Commuting student-winter, spring ................................................. 40 Resident student-fall ....................................................................... 90 Resident student-winter, spring ..................................................... 50 Reservation deposit ........................................................................ 250 Room deposit (refundable upon withdrawal) ................................. 100 Room-per quarter ........................................................................... 868 Test-out fee-per quarter hour ......................................................... 111 Accident Insurance Fee All students carrying six or more credit hours are required ~o pay the accident insurance fee which provides group coverage for acc1de~tal injuries. The Accident an? Sic1?1ess Insura~ce Pl~n brochure, available at Patterson Clinic, explams this coverage m detail. * Senior citizens may enroll in courses for credit or no credit on an available space basis at no tuition charge. Senior c~'tizens are thos~ individuals 62 years ofage or older who are considered to be retired according to the Social SecurityAdministration. Sickness Insurance All students carrying six or more credit hours will be charged for sickness insurance coverage, unless they have completed and returned the insurance waiver card before the end of the second week of Fall Quarter. If a student's education is interrupted, the waiver card process must be repeated before th~ end of t~e .second week of the returning quarter. The insurance waiver card 1s 1~cluded with the Accident and Sickness Insurance Plan brochure available at Patterson Clinic. Clinic privileges are available to all students carrying six or more credit hours, even ifsickness insurance is waived. Summary of Costs: Basic Expenses . . Estimated basic costs for the academic year of 1999-2000 (excludmg transportation, personal expenses, books, and laboratory fees): Tuition (based on an average of 16 quarter hours) Board (21 meals per week) Room Accident Insurance Fee (estimate) Total Estimated Costs Other Expenses Other yearly expenses may be estimated as follows: $10,608 2,184 2,604 132 $15,528 books and supplies ..................................................................... $699 personal expenses (including clothing, laundry, recreation, and personal items) ................................................ $1, 116 transportation (based on area ofresiden?y) ..................... $117-3,072 Financial aid may be available to help with college costs. Contact the College's financial aid office for additional information concerning available funds and application procedures. Financial Registration Policy To enable the College to be responsible in meeting its financial responsibilities, students must make provision for the payment ?f their college bill at the beginning of each quarter. A student's registra– tion for classes indicates a commitment to pay for related charges as stated in the college catalog. To help students care for this responsibility, the first two days of each quarter are set aside for financial registration. A student is not considered registered until arrangements for payment have been finalized with the cashier's office. Students who do not make financial arrangements for the payment oftheir college bill will not be permitted to eat in the college cafeteria, use the library, or attend classes, and may be asked to leave the College. Notification of the College Bill Students who early register for classes will receive an invoi?e based on their course schedule 10 to 15 days before the quarter begms. A statement of the student account is generated each month that the account has activity. Invoices and account statements are directed to students at their current college residence. Students may request to have statements and invoices sent to their parents address; however, they are still addressed to the student. Forms are available in the cashier's office to request that invoices and statements be sent to the parent's address. Forms of Payment Students may pay their college bills using cash, money o~ders, . personal checks certified checks, or checks drawn on a maJor credit card. Students c~n make payments at the cashiers office, by mail, or at a temporary location during financial registration. Payment Penalties . . Students who fail to make acceptable payment arrangements withm a reasonable period of time will be denied access to the cafeteria and library until such arrangements are made. Students who do not make financial arrangements within the first two days of the quarter will be charged a $20 late payment charge. Students with unpaid balances at the end of a quarter coul.d be denied enrollment in the next quarter, grad~ reports, transcr~pts, andt'.or college diploma. They will also be responsible for any fees mcurred m the collection of their past due account. Interest Rates An annual interest rate of 13% (1.083% per month) will be charged from the beginning of fall quarter to the end of spring quarter on accounts of students enrolled in the current quarter. An annual interest rate of 15% (1.25% per month) will be charged during the academic year on accounts of students no longer enrolled; and, during the summer months on all student accounts.