2009-2010 Undergraduate Academic Catalog

Financial Information Financial Information 2009–10 Cedarville University 273 Financial Aid apply for this grant by using the FAFSA. Students who meet the Pell eligibility requirements and have an expected family contribution of $4,617 or less as calculated on the FAFSA are eligible for a Pell Grant. Grants currently range from $976-$5,350 per year. All awards are based on full-time enrollment (12 hours or more). Students who enroll for fewer than 12 hours will have their awards prorated according to the following schedule: 12 hours or more = Full award 9-11 hours = 3/4 award 6-8 hours = 1/2 award 1-5 hours = Partial award – Federal Pell Grant only Academic Competitiveness Grant (ACG) The Academic Competitiveness Grant provides up to $750 for the first year of undergraduate study and up to $1,300 for the second year of undergraduate study to full-time students who are US citizens, eligible for a Federal Pell Grant, and who have successfully completed a rigorous high school program, as determined by the state or local education agency and recognized by the Secretary of Education. Second year students must also have maintained a cumulative grade point average (GPA) of at least 3.0. The program will be available for the first time for the 2006-07 school year for first year students who graduated from high school after January 1, 2006, and for second year students who graduated from high school after January 1, 2005. The Academic Competitiveness Grant award is in addition to the student’s Pell Grant award. National Science and Mathematics Access to Retain Talent Grant (SMART) The National SMART Grant provides up to $4,000 for each of the third and fourth years of undergraduate study to full-time students who are US citizens, eligible for a Federal Pell Grant, and pursuing the specified majors in physical, life, or computer sciences; mathematics; technology; or engineering; or a foreign language determined critical to national security. The student must also have maintained a cumulative grade point average (GPA) of at least 3.0 in coursework required for the major. The National SMART Grant award is in addition to the student’s Pell Grant award. Federal Supplemental Educational Opportunity Grant (SEOG) A Federal grant for the Department of Education that is awarded to students with exceptional need. Exceptional need is described as being eligible to receive a Pell grant. However, due to limited funding, being Pell-eligible does not guarantee SEOG eligibility. The maximum SEOG grant at Cedarville University is $1,000. State Grant Programs Ohio College Opportunity Grant Students who are residents of Ohio and have an expected family contribution of less that $2,190 as calculated on the FAFSA are eligible for the Ohio College Opportunity Grant. Application can only be made through the completion of the FAFSA. The filing deadline is October 1. The state of Ohio has not finalized the payment schedule for 2009–10. For the latest information please visit our website at www.cedarville.edu/financialaid/Ohio+Programs . Specific information from the Ohio Board of Regents about the Ohio College Opportunity Grant is available at http://regents.ohio.gov/sgs/ocog / . For additional information about all the Ohio student aid programs visit the Ohio Board of Regents website at http://regents.ohio.gov/sgs/index.php . Ohio Air National Guard Tuition Assistance Program This program assists Ohio National Guard members who are full-time students, at least 17 years old, and enlisted for a period of six years. Up to eight semesters of instructional and general fees will be paid for the student. After basic and specialty training, guardsmen meet one weekend a month and two weeks during each summer. In addition to the tuition assistance, the time spent on duty is paid according to rank. Both men and women are accepted into this program, and proof of financial need is not a requirement. For more information, call collect 937-323-6704 or write to: Ohio National Guard, Educational Opportunities, 2825 West Granville Rd., Worthington, OH 43085. Ohio War Orphans Scholarship This scholarship is awarded to students who are children of deceased or disabled veterans. The student must be enrolled full-time and be making satisfactory academic progress. For more information, contact the Ohio Board of Regents, Student Assistance Office, Ohio War Orphans Scholarship, 3600 State Office Tower, 30 East Broad Street, Columbus, OH 43215. State Grant Refund Policy Students who qualify for state grant funds must be registered for at least 12 credit hours per semester in order to receive benefits. Students withdrawing or dropping below full-time status during the semester will have their grant payments adjusted according to grant refund policy. Questions pertaining to refund policy should be directed to the financial aid office. Other State Grants Students from the following states may be eligible for state grant programs. Contact your state’s higher education authority for eligibility criteria. The first step in applying for a state grant is to complete the FAFSA. • Pennsylvania – 1-800-692-7392 • Rhode Island – 1-800-736-1100 • Vermont – 1-800-642-3177 • Maryland – 1-800-974-1024 • Delaware – 1-800-292-7935 • Michigan – 1-888-95-MERIT Federal Grants Federal Pell Grant A student who is a United States citizen, or who is in the United States for other than a temporary purpose and intends to become a permanent resident, or who is a permanent resident of the Trust Territories of the Pacific Islands or of the Northern Mariana Islands, may be eligible for a federal grant through the department of education. All students with financial need are encouraged to