The Cedarville Herald, Volume 52, Numbers 1-26

# TS*»- Mpt p A STATEMENT TO THE GREENE, CO. Several months ago we announced an entirely new change In our policies. We believed that the people o f Greene Gp. would be willing to pay cash for .their GASOLINE and OIL i f they could huy at greatly reduced prices. So we placed our business on a "strictly CASH basis. Now. our beliefs have been justified and our Gasoline arid Oil trade hasgrowh to the place where it was necessary to acquire new.property in order to take care of the tremen­ dous voluifte of business that we have been doing. S ew e are; announcing the purchase of the Bewine Milling Co.’s plant. This plant is to be rebuilt- and will -be. used by os for the exclusive sales of HIGH GRADE'MOTOR OILS at greatly reduced prices. . ' We*urge every-farmer tp see us before buying their oil. •V\ ' , 's'- '•*'?* $> "' '' Remember we BUY FOR CASH SELL FOR CASH. Hence we sell at greatly reduced prices. The GO. 108-114 E; Main St. RHONE 15 XENIA, OHIO Forward-Looking People Will Investigate This Car B v& k& S - another All-American feature that arouses owners’ enthusiasm OH# ■ Th© brakes o f the New Oakland All- American are internal-expanding . .. ♦" fully protected . . . unaffected by mud or rain or ice* Ifhey are always positive and •mootbiia action * * *always exception­ ally quiet* Yes . * . Oakland’s brakes are far from ordinary* But the same is true Of everything else in the NewAll-Ameri­ can Six. Come i n . . . andwewill show you bow much more it offers for its price. ItwJmtMjpHtriii Gmerhl Maloti TUn* rtiriimitieaiQliteitt tninlnlHiniriitt. tUedeliver«dprice M wellM the Hatpricewhen comparing automobilevalues, e a w ^ * r*",<maW* ***** “ JEAN PATTON CEDARVUAE, OHIO rjkrffew OAKLAND EMCm iL PREHMUtM I GROWINGRESimKMEHT Fffi SUCCESSIN 0wmnm* DMthvKnell Sounded "for Guowwork and Slipxbod 1 Method* by Advancing Technical Proficiency in Finance, Trad© and Indu»try-*--How Bank* Are Developing a Professionally Qualified Generation of Younger Bankers. _ . ___ ___ ___ V . _ _ - ___ . ______ _____ ; By HAROLD STONIER American Bankars Awoolatten 'p H E grfeat school of Experience is still holding claases in *x America, but the scientific spirit of the age has so gener­ ally invaded the workshops of industry and trade that they have largely become technical research and training laboratories in themselves and are no longer, run on the Old-fashioned cut-and- try methods of former generations when Ex­ perience was considered the only teacher*. It would he hard to find a worMxig iorce in any pre-eminently successful business or in- dustrial organization in the UnitedStatea today but what the dominating leadership is schooled in “thescientific principles o f ii» specific field, whethermanufaeturing. mer­ chandising or finance. The rapidly advent ing standards of*businesa fc this eohatjey,, with their relentless demands for efficiency as the only hope for Burvi^I in uie competi­ tive struggle for econonild OxistittciOr has sounded the death-knell for guesswork and slipshod methods; As a result, educational preparation in the techniques o f commerce, industry and finance are virtually essential to outstanding success in these fields, as it is already an absolute prerequisite In the Various *recognized professions. This is not to depreciate the valUe of native ability, and experience in, bual- B ^ o . s r o m ^ neBsr but education alter all is. merely a means tor helping the Individual to apply the net good of life accumulated experience of many to his own day’ s Work—a means for helping special native ability to cpme Into its own more rapidly and surely and tor en­ abling all classes of ability to gain the maximum of success to which they are entitled. These facts are plainly recognized by practical, work-a>d»y business In every line. Every progressive busi­ ness organization in America is em> phasizlng the importance of education as never before. Education has conae to be looked upon as the answer to many of the problems within the- or­ ganization as well as to problems af­ fe c tin g Industry as a whole. - Business Organizing institutes Institutes for developing specifically qualified workers are being operated or organized in many fields of com­ mercial and, industrial activity. These institutes are trying various types or educational work with a distinct trend toward more and more emphaals-upon education for the rank and file of busi­ ness employees ot all grades. Wo have been having business fail­ ures in this .Country at the -rate -of about-Sr.GOpamonth. TbiMeorbspetffcr for Itself.. It Is glaring evidence ot fit- competence 'on the part of thousands of business men in handling tha Prob­ lems Inherent in their' fields of en­ deavor. The detailed records. show that practically 75% of business fail­ ure In this country is due to lack of training and competence on the part of those who failed. This Is conclu­ sive evidence, that no one can afford to undertake executive business re­ sponsibilities without adequate educa­ tion and training, It is for that reason that every enlightened business organ­ ization is today insisting as never be- —fore that its employees take advan­ tage of some type of technical train- ■Ing. , American hanking Is fortunate and has Just cause for pride in that It hah a record of twenty-eight years, of defi­ nitely organized educational activity among its workers to its credit for de­ veloping trained bankers, People in banks in large numbers are taking advantage of the educational opportu­ nity given by the great non-commercial college Of the hanking business, the American Institute of Banking. They see Oh every hand evidences of the value o f the trainlng it gives. Of the Id,000 graduates of this Institute, 70% now occupy official positions in Amer­ ican hanks. The other 30% Are still too young to have attained such heights; Here 1 b an example and an •encouragement to the people ot all lines of business. s The American Institute of Banking has a membership of 61,320. Of these 33,851.are class enrolments, compris­ ing younger bank people, both men and women, who are learning the sci­ entific technique of their chosen busi­ ness at the same time they are en­ gaged In the practical work of earning their livings at It, The difference be­ tween the 33,351 enrolled in classes and the 64,320 total membership com­ prises older hankers who have- taken the Institute courses in the .past or are at the present time sponsoring Some type o f educational work in Che organization. * Banking Educates its People It has been estimated that there are probably 375,000 bank officers and em­ ployees In the United States at the present time. Thesa figures would mean that about one banker in every six IS either enrolled In Institute classes in banking or is actively sup­ porting some educational function of the organization. No statement could possibly give more emphasis to the Importance placed on education by the banking Interests ot America than these facts. This American Institute of Banking, is the educational section-of the Amer­ ican Bankers -Association. It was formed -twenty-eight years ago bybank employees and officers and h&a been carried on ever since as a voluntary organization. Many students whohave graduated continue theTr membership in order to give active support torsome type ot educational work other than the actual class program. The greater part o f the, educational work is carried on In 200 cities /and towns In the united States. Here the local chapter o f , the American Insti­ tute ot Banking hag its regularly or­ ganized courses o f study under super­ vision of tha national.body with local instructors and directors to fulfil the standard requirements regarding text material, OJussWork And examinations. Instructors are recruited from the staffs of .leading ‘ universities,. from members of the legal profession and from among accountants and bank men who have made-a record in Some field ot activity in banking that marks them as experts. Ail.instructors must be approved by .the -nattoimrorganlsn- tion, They aZe compensaipa by the id­ eal'units. The students pay-tuition, in, which they are frequently aided by their employing banks, and this, to­ gether with contribution* made by the banks for general classroom overhead, finances the educational program. Education a Pathway to Advancement . Leading banks in various parts of the country are Insisting that their employees take work In the Insti­ tute. This la frequently a part of their contract of employment at the time they enter the banlr. It, Is also now quite generally%nder«tood la the field, of American hanking that etudy In the American Institute' of Bank­ ing is considered one Of the basic .factors in the promotion of-the in­ dividual to a place of importance In a bank, The Standard Certificate of the. American Institute ot Banking Is an­ nually gaining a greater and wider recognition among practical banker# throughout the United States. These certificates are coining to have the same importance in the banking wdrld that certificates of education have in the field o f the general professions. This is a practical example and one thoroughly' weU demonstrated by sea­ soned experience o f the new. spirit of American business. ONE COW VS. ONE DOZEN *rWhy milk twelve poor oows when one good flow will do the work of the twelve?” asks the bulletin of the American Bankers Association Agri­ cultural Commission, it declares-that analysis Of more then 100,060 indi­ vidual yearly rsoords from oows on teat In dairy herd improvement asso- 'clations Indicate that on the average: Cows that produced 100 lbs. puttertat a year returned $14 flfcch over feed cost} Cows that produced 200 lbs. butterfat a year returned $54 each over feed cost! Cows that produced 200 lbs. butterfat a year returned $95 each over feed cost! * ■* . Cows that produoed 400 lbs, butterfat a year returned $136 each over feed cost} Cows that produced 600 lbs. butterfat a year returned $171 each over feed cost; , In other words, One 500-pound pro­ ducer will return $10 more over teed cost than twelve 100 lb. producers. This does not take into account, either, the added labor of milking and caring for th» larger h*fd, or the much greater expense of providing •table room for a dozen instead of a singte-aairaaL The figure* are baaed on farm pride* from ail parte of the country. ■ F U R N I T U R E REPAIRED and UPHOLSTERED At Prices In Reach Of Everybody CharlesR.Hoerner PHONE Cedarvlll* 148 Ft*#. A d d r t s * It ft 0 . *, Bees Only Insects Orehardist Trusts Can Be Relied On To Pollemxe Trees t May Need Some Bouquets Planting fruit trees in large blocks, as in orchards, and carefully cultivat­ ing the ground about them, makes it difficult, if not impossible, for the casual honey bee and the wild insect to accomplish the task o f polletuzing the trees, which they must do if there is to be a corp of fruit in the orchard, Honey boos are the only insects, ac­ cording to Virgil N*. Argo, extension specialist in -beekeeping at the Ohio State University, which the fruit growers can bring into their orchards, in sufficient numbers to insure com­ plete fertilization of the blossoms. OTOhardjets who get the most bene­ fit from the Use o t the beas as pollen- jisinr agents, place a colony o f the 'bees on each acre o f orchard. | <‘No other precaution need be taken, ‘ if the orchard is made up o f alternate plantings o f varieties which aro capa­ ble o f effecting cross-pc!lenizntios / 5 says Argo, “ Bat should the orchard be made up o f self-sterile varieties, it is necessary to bring in large bou­ quets o f blossoms from some variety which will cross-pollinate the variety in the orchard, ^ h e s e bouquets arc placed in tubs o f water near the bee hives, and through them cross-pollen* ization can be easily brought about and a good set o f fruit assured.” FOB SALE—Twenty shoals, weight about 40 lbs. Phone 21-191, *Wm., Lackey, Boat and CflUiMM j is the relative want <rf beat, ana there are co deSerminate bounda­ ries he-ween cfil.j and t>e»i. By « i mere arbitrary distinction the degree# ;pf a thermometer below tha freezing point are sometime* called degree# o t cold, : United Stott* Fithtri** \ It is estimated roughly that in th* ! United States uhout 12,000 persons arc Jengaged In oar ocean fisheries? Th* »catch totals annually almost SjWOfiQQ,- jOOO pnundB of fish, and the fishermen receive fropf fUK.000,000 to $110,000- 000 for their labors. Similarity in Dima*** Silicosis, a disease'caused by the to- halation of dust, give* rise to symp­ toms exactly similar to tubercutoela. To moke a differential diagnosis be­ tween the two I b extremely difficult. The Store With Thousands of Items KeepYourMoney inGreneCounty WesellyouQualityMercliaudisefor lessmoney WINDOW SHADES Tan or Green Slightly Irregular 50c Each “ LAWN MOWERS 14 in ch , 3 b lad es $ 4 .9 5 16 in ch 3 b lad es $ 6 .7 5 PAINTS and VARNISHES for Every Purpose ROOFINGS POULTRY FENCE Slate Surface ** A, 5 and 6-ft. high 75 to 85 pounds to roll 1 . Poultry, Netting $2 .25 Staples and Nails GALVANIZED RURAL MAIL EXTBA SPECIAL—8 pennynails BOX 9 5 c By thekeg, $ 4 . 5 0 CHECK LINE, 1 inch by 20 feet........................................... $5 .00 SINGLETREES PAINTS AND ROOF COATINGS Full Honed 75c " A guaranteed pamt $ 2.10 gallon E. Main St., Xenia, Ohio the JN IEW a n d H I ! I € I H I T I I I E R Quality that you can actually FEEL Greater •Performance at foe same Price * 1 6 7 5 2 M m T h * m $ Model 72 Greater Beauty Genuine Inlaid Work a n d Artistically Matched ’ Woods g> I t tU tU m M i im f c o / ffa fe itio icftheAIl ANOTHERMODEL $137 .50 LessTubes 'MightyMtmar hcffoem ADAIR’S N. Detroit Sfc, Xenia, Ohio