The Cedarville Herald, Volume 55, Numbers 1-26

cecaiviu -ZXu ' ' #- 5 ,<B * ri ' -V A$ I, I'Mfi C E D A K V I L t t r iEKALD .....K U — EDITOR AND PUBLISHER' lUMlrill I mm .; OMe Newstwiift Assoc,; Minis! Valley l*rm Assoc. at th# Pout Oft m riecood elaaa mutter. JedmraHe, Ohio, October 31, 1887, FRIDAY, JANUARY 1, 1932. INSURANCE COMPANIES HAVE THINGS THEIR W AY Thefaith o f property owners in fire insurance is being giv­ en e severe test as a result of the dilatory tactic; >f insurance adjustors in settling a local loss. The fire occured several weeks age yet we are informed little or no progress has been made in settling the claim* This should not be possible but evidently” our insurance laws are more for the protection of the compan­ ies than fo r the protection of the property of citizens of the state. , .. * v A property owner is asked to put a value on his building and contents and pays a premium for that amount of insurance. The company writes the policy for that amount and accepts the property owner’s money, nothing more is said about the value o f the building until a fire occurs, The first move of most in­ surance companies is then to question the value of the build­ ing and by all sorts of bluff, delay and underhanded methods try to wearout the policy holder in the hope of settling his claim for little, or nothing. Insurance companies know that most all businessmen and property owners dislike law suits and can in this way force settlement of claims at a great sacrifice to prop­ erty owners. W e understand a few states have a law that comples all in­ surance companies where there is a complete loss, to pay the full amount of the policy, Such a law should be in force in this state. Under such a. law the property owner has some protec­ tion and can collect on a loss for which he paid a certain prem­ ium. The companies will be more earefuband-not write a pol­ icy for more than the value of the property to be insured. The situation and the legislation are of course the entire responsi­ bility of the -property owners who pay little or no attention to the kind of laws passed or how they will affect, the people as a whole. The insurance companies do not do business that way. They elect'their own representatives where possible and then depend on a high-powered lobby to get through just such laws as will protect them. What" has happened to one of our citizens may be the experience of any one or a dozen more within the next month or six-months. The condition o f business can best be judged by inspection of any o f the popular monthly or weekly magazines that entre your home. Advertising is the correct barometer o f business. Take a recent issue of the Saturday Evening Post and note the few adver­ tisers and the email amount o f space in comparison with a year ago. This particular medium, one of the leading publications in the world for national advertising is running low,, probably lower than any time in the past quar­ ter century. When there are fewer pages of advertising there is less pa­ per used. ThiB leads to a reduced de mand for paper and effects paper mills making book paper. The publi­ shers must also drop a certain num­ ber o f printers and pressmen, There are many lines of business dependent on the supply o f paper. Publishers of magazines that have a wide circu­ lation in Canada, must stand a heavy loss by the new tariff imposed by that country. There is a tariff in addition to the regular postal rateB. WILL THIS COUNTR ^A p OPT DOUBLE STANDARD? |— News dispatches-a-few—days—ago state that a half dozen American manufacturers, have jplanned to spend several million dollars in England io get around their high tariff on goods made in this country and shipped a broad. This will not be welcome news to American labor nor can it be stated that agricultural interests will be ad­ vanced by it. Every.article made in England by American capital is just that much less labor lost to this na­ tion. Such an announcement is but positive proof that our tariff is wrong and proving injurious to American business interests. Some thirty for­ eign countries have now closed their markets to American made goods in Now that most foreign countries have at least for a time adopted silver as their standard of coinage, what will Uncle Sam dp? W ill he be forced to return to. the silver basis or must he adopt the double standard^—silver and gold? The nation went through a blustering presidential campaign back in the |retaiiiation of our tariff laws. 90’a when we adopted gold standard. Business had been at the bottom with the silver standard and in the course of time Uncle Sam became more prosperous and only until recently has-the metal coinage become a subject of debate. The situation rela- , tive to gold is that two countries have a corner on it and the rest of the world was unable get even a share of it. Meantime the necessities of life such as wheat and cotton have sunk to lowest prices. Some outstanding Republicans are urging that this country adopt both silver and gold and put an equal value on them and terminate the coinage problem. W e do not - believe that the adoption of silver or gold or both, would bring immediate prosperity but it would stop other, countries from switching back and forth and keeping the business world, in confusion. It is no time to be jumping from one thing to an­ other.. W e have one experiment, the moratorium, that is turn- , ing out different than expected from promises made by those who sponsored it. The only persons openly endorsing the mora tPritim now are the international bankers that have heavy in vestments in foreign countries and want them protected or re- , paid-in preference to the War debts due this country. elite la prim m i - several premia#** steaks, an « f which are to- fUy musk lower than he even predict­ ed, Lfic* m a r »&•** when U m » w r « itorium was proposed, he endorsed it, bat later changed hie mind and 'Was convinced that it would only compli­ cate us abroad. Sven^ Wall street must not have much confidence in the fflttore for prices have declined while congress gives approval to the mora- torium. The wet interests in Ohio, which in­ cludes o f course both Republican and Democratic politicians, are rejoicing over the prospects that when the vot­ ers go to Pie polls next May to nom­ inate candidates for United States Senator from Ohio, there will be but two candidates, i^ne on the Republican »nd the other on the Democratic tick­ et, and. both openly wet. Todate only one Republican is mentioned, Gilbert Bettman, attorney general, who is a part and parcel o f the wet Cincinnati Republican organization. Bettman is af the old school o f politics, opposed not only to prohibition, but the pri­ mary, commission-form o f . govern­ ment, Or any movement that would keep the power o f the people out of the hands of the political organiza­ tions. Senator Bulkley was elected last year for the short term on a wet platform and will o f course run again on the same issue withput opposition from his own party. The pnly^person mentioned by the Republicans outside of. Bettman, is Carmi Thompson, who !s dry, but being a resident of Cleve­ land, could not get the support of the organisation there, that is for Bett man. Probably those interested in dry cause can now see why D, Pem­ berton, former-liquor lobbyist, is so interested in the Seventh Congress ional contest and is actively backing a supposed -dry candidate. With Pem­ berton pushing a wet _ candiate for senatorJn the next primary and 'a :‘dry” ' candidate for congress, the in­ side of the situation from the dry lines should' be plain enough. F0KSALE >OK SA fS -W e have, la H it vi» cinitqr, a practically naw Baby Grand Piano, which we are forced to rapos- For Sale;-Two electric pumpt^epra- ess. This account will be -transferred plete with motors, pressure tanks,' to a reliable party for the balance due. automatic cutouts, self priming col-. Terms $3.00 per week. Also, have a umn and fittings, 210 G. P. H. capac-1studio size upright piano at terms of ity. In excellent condition, manufae-; £2.00 per week Write, giving refer- tured by George J. Roberts Company, pnees to FACTORY REPRESENTA- Dayton, Ohio. Price, complete, 25.00 (TIVE, care this newspaper, each, Cash only, Wilson Galloway ‘ BARGAIN IN BUILDING LOT The only available building lot on Chillicoth Street. Located on corner of alley in good community. 0 . l . M c F a r l a n d 1217 Glendale Ave. Apt. A-10 Dayton, Ohio IWWWNMWWHWHtMgMIMMUWHl 8 • IX)ANS AN . INSURA i Jl* mi. We Will Loan You money on Your AUTOMOBILE Farmers’ Special Rate On INSURANCE 1 ■ A Saving Can Be Made on Insur­ ance by Calling Us HOUSE ELECTRI LAMPS, PAIRED k ind s o f v iweBoaiEmi! 3ELDEN & CO., Inc, Steele Bldg. Phohe 23 Xenia, O. OHIO BOND ISSUES ARE AT STAKE * ' Reports are current in financial circles that certain East­ ern authorities who have much to do with the sale o f public bonds, are looking with some suspicion on the value o f Ohio ' bonds under our new tax law. For a number of years Ohio bonds have been rated about on par with Liberty bonds but the reports In confidential financial circles today is that outsiders have not the confidence in Ohio securities as formerly. W e can hardly imagine that any school district, county or municipality would repudiate a( bonded debt. There may be a time when a number of the taxing districts will be financially unable to pay the interest coupons, but time will work that out. Such a situ­ ation has been found in a few places already. Few there are that believe the tax law will be near what was'claimed for itjbut we do not expect to see Ohio taxing districts resort to re­ pudiation of such obligations. Harry M. Daugherty, former at­ torney general under the Harding ad­ ministration-, comes to life with the announcement that he has written a book answering the critics o f the Harding administration. The advance notice does not say how the author of the book feels towards former Presi­ dent Goolidge, who demanded Daugh­ erty’s resignation. There is no ques tion but that Daugherty could write an interesting book about his tenure of office under Harding, The debauch­ ery, in connection with Jesse Smith, Roxie, the “Green House” on K street, the part the “Ohio gang” had in na­ tional affairs, certainly would, make interesting reading. The public will o f course be interested in the latest literary effort on the part o f the re­ tired attorney general,) more about how the administration was digraced by.the “Ohio gang” , than by what the late president’s private life, was 1or was not, Mr. Daugherty has assum­ ed quite a task in trying to change the public mind relative to the admin istration. Public ^ officials serving a sentence in prison is the answer and there is. little that Mr. Daugherty can say that would add perfume to a bad mess. Christmas Day4eft a toll o f deaths and accidents over the country that ri­ valed the nation-wide •parade on a Fourth o f July or Labor Day. There was said to be little or no snow to be found in the country, other than mountain peaks, and this made motor­ ing a joy on a warm December Day. We read that some 90 or more deaths were directly due to motor car acci­ dents. A few from hunting while the next largest number was from drink­ ing bad booze. Thirty-nine celebrants provided that many undertakers.,with a little prosperity during the depres­ sion. ■ - v ■ IN SPEAKING OF COUNTY AUTOMOBILES The recent episode relative to a found sedan and the joy Certain county officials have found in its daily use at the ex­ pense o f the taxpayers, brings to light the comment to be found on every corner in Xenia as to the uae of county owned auto­ mobiles by members of an official’s family, especially .for Sun­ day joy-ridirfg. The use of a (trusty) prisoner as a chauffeur may give the family more of an aristocratic air but we seriously doubt whether it has the official sanction of the proper authori­ ties. Few taxpayers-can .have a chauffeur, let alone a trusty. ■d£hu - HORSES &COWS ■ IZB R e v e r s e P h on e C h a r g e s office liyiabus.ohlo ^E.G.Buchateh.lnc. CALL •REENE COUNTY FERTILIZER Tel 810, Xenia, O. THEATRE SPRINGFIELD, OHIO 5DaysStartin®Friday NEW YEARS DAY AND CONTINUING THROUGH TUESDAY Private Lives Featuring the two popular stars together for the first time tim e their hit "Strangers May Kiss.” S ri S H E A R E R MONTGOMERY They fought like wild-cats, but they found out, after they were divorced they couldn’t live apart, It'sHilarious! It’sNaughty! It'sGrand! Judging from editorial comment and letters to the editors o f Ohio pa­ pers, sportsmen evidently are hot tak­ ing kindly, to the new order closing several thousand miles of Ohio rives and tributaries to fishermen for the protection of fish. From the squabble that has existed for some time among what are termed conservationists in Ohio, one is inclined to believe that politics is more at stake than the safe­ ty of fish. One cure for the situation might be for the state to abolish about seventy-five percent of the political jobs in connection with the conserve tion movement. The fellow that steps up and pays for a license to fish is the sucker on the end o f the line, his little fee, along with thousands of others making it possible for the fight continuing for the soft state jobs at high salaries. O. A. Dobbins, master farmer, farm institute speaker, welt known -hog breeder, informs the writer that no more outstanding citizen in Greene county, could have been selected as a candidate for. state representative from this country to the legislature than Dr. W. R. McChesney, who an. nounced Shine weeks ago. In as much as Mr, Dobbins has been more or less receptive candidate fo r this honor, his compliment to Dr. McChesney is worthwhile, Dr. McChesney has been receiving endorsement' from all sec­ tions of the county, friends and admir­ ers congratulating him on the step he has taken. We have closed a very unusual year in this country, especially when we consider economic conditions. It was back in September When a close friend, one well versed in business af­ fairs, made the statement that condi­ tions in this country could not im­ prove until we changed our foreign policy. At that time he predicted we would eventually pay a terrible price in forgetting our own intern*! affairs and endeavoring to save Europe, He could see nothing but disaster to our own industries in draining this coun­ try o f our financial resources to the profit o f the international bankers. In commenting on the stock market situation he predicted a general de- The bridge marathon still continues and has prospects o f holding on as long as if * two span bridge was un­ der construction, The ’nation is now bridge minded and the sale o f playing cards nets th# government millions of dollars each year, as a tax is imposed on the same order as cigarettes. We live in a pew age and homes that for­ merly frowned pn card playing now find it has displaced the phonograph, the sewing circle and the radio.' The old folks are the ones that do not play bridge or cannot shimmy to jazzy tunes. Some day, if we live long e- nough, we expect to see the return of the old fashioned waltz that developed suppleness, dignity, and- grace and taught young men and women to walk erect. By that time bridge will be out of style. Such ia the trend of the -young American idea—always chang­ ing, never satisfied and demanding something new. A Committee o f One Hundred, Day- ton has been trying to work out plans to take over the wreck of the Union Trust Company and reorganize it in the hope of saving something to de­ positors. Last week Attomel General Gilbert Betmtan, a product o f the wst Cincinnati crowd, named three Dayton attorneys as legal counsel in connec­ tion with the settlement of tho bank' affairs. This heavy expense must be paid out of the salvage and Dayton citizens are heaping plenty o f criti­ cism on Bettman. It is estimated the three attorneys will be allowed $12,- 000 a year each. Bettman did a like trick with the Standard Bank in Cle­ veland. The peculiar thing is that the State Banking Department did not ask for such appointments, Bettman is to be a candidate for Senator from Ohio and his interest in such appoint­ ments is probably more political than the welfare o f several thousand de­ positors. Realizing the seriousness o f the situation in Dayton, local at­ torneys had offered free legal'advice in behalf o f depositors to - keep the cost down. Bettman says it is not practical to attempt to rely on velun- tary services, , The sheriffs in Ohio evidently have some thought that the depression is to be o f some duration and are planning to invade the next legislature to re­ peal the two term limit that has been in force in Ohio for many years. The sheriffs want the objection removed so they can have three or more terms and not have to get out in the world f during a depression to hunt another ■ job, Pensions, doles, and all forms o f ! relief are being dismissed so why n o t ! give the sheriffs a pension and leave | the office open to relieve the unem-1 ployment situation iu other quarters, 666 Jtettavea•BuAdis or Neuralgia la N mfciatoa,eheeka * C«M the first day, mi: M*)si*YMtl*e* day*. «d*« it* Tablets. , , V i SECURITY IN 1932 In 1932 enjoy the sense of security that comes from having money deposited where it will give you the greatest return with ample protection* , ..... Funds deposited here are loaned on long time .mortgage* on . conservatively ap­ praised real estate and are not on ly safely guarded by the integrity of business men who are'life-long residents of the community but by wise and notional supervision as well. This includes both'‘supervision of loans t© protect investment* and supervis­ ion of withdrawals so that a few timid Investor* may not endanger the saving* of ' thousands by making hasty withdrawals of fund s.------------------------------ — ........ —- ea Year 1 teO n | t n Insur- 1 X 2 , Inc.?f nia, 0 , Tax WE PAY 5 % INTEREST —We Pay the Taxes The Springfield & Loan Association SPRINGFIELD, OHIO 28 East Main-Street Again W E REPEAT COMPARE Compare the values , prices and service we (five you w ith those o f any other tire dealer or distributor of special brands. The low prices of rubberand cotton giveFirestoneunusualadvantagesdue to their world-wide facilities in securing these rawmaterialsandtheir efficientmanu­ facturing. With Firestone’s most economical distributing system* with over 600 branches* warehouses and service stores*,we can secure a complete line of fresh Firestone tires, tuj?es, batteries, .brake lining, rims and accessories within a few / minutes* to a few hours* time and give our customers values and service that are not duplicated* COMPARE VALUES X i A A Firestone has this year added more rubber to the tread which gives 20% to 25% more safe milelge before th# tread wear* smooth. The Firestone Double Cord Breaker give* you SIX end EIGHT plies under the tread—spreade toed shock*— lessens punctures—gives over 50% stronger union be- t.veen (read and iire body which ensures longer tire life and greater safety. Live rubber penetrates every cord and coats every fibar by the patented Gum-Dipping process—thus not only every cord, but every fiber within theCords, It Insulated* this gives you 25% to 40% added tire life. COMPARE C NSTRUCTION t, ’ "a ..(rk. ■ > U 8 P L I E S UMQ f n THI T R E A D n s i: __ rJust ene e( tha nlwl i.tO '2 1 TITO Ic*aiparisons w* c»nl " l .howyen »l *ur storej v Onr Tfra ★ Mall Order Tiro Rubber .Volume • • • • • Weight* • • • • • • • • • Width . . . . . . . . Plies at Tread * • « * • * • Thickness of Tirp • • • • * Price • • » • • • • • » l9 $ cu. in. 1^ .99 lbs. « 4 .75 in. 4 plica •599 in. 45*99 159 cu* in* 15*94 tte. * 4*79 hn 5pM*i *559 ha* 45*99 J Irs 4<A“Mail Order” or “Special Brand” tire Is made by nemeuttlaeoimnuum* facturer and sold under # name that does not identify t in I# tin pubHe* ■anally because be builds his “ first grade” tires under bis enm ■am#. COMPARE PRICES ?H€*t**t Tf i neU m t " 'fmefam OLDFIELD TYPE Oar MallOrOr Osr CuhFrlss Tim CsthPrlw Mss Cs«h frits East Pwfsir ' 4.40-2lJM*9t $4,98 $ $ .$ • 4,50-21. S .* 9 5.69 I f . ! • 4.75-19- $ .1 5 6.65 1 **90 5.00-20- 7 *1 9 7.10 1 3 .M 5.25-18- 7 *9 0 7.90 1$*S9 5.25-21- 9 * *7 8.57 f 9*79 6.00-20. f 1 .5© 11.50 2S>3* H.D. R . B . TRU C K T IRE S 80x8— .17*4* 17.95 3M*90 $2x6.__319*75 29.75 57*99 Other itm prfetd letr COURIER TYPE Oar. Mali Offer gar OstSfrisa tlr* ^OstfePrisa •(it Gath PthaCsshPtrPsIr 30x3^-95*97 $3.97 97 *74 31x4___ 4*99 6.98 15*59 4.40-21- 4*55 4.55 9*99 4.50-21., 5*15 5.18 9*99 3.25-21- 7 *75 7.75 15*99 BATTERIES W* sett and servtef the ceniBfet* Mae •( Firestone Butteries—Censa In an* seeJhe EXTRA VAMTR we giro ire#, w e Maks y*a an *tl*wancs tm i4r*nr*Mbattery. ANCHOR TYPE a * y D ^ . .. MallOffer •as*Prise The 0s*«Prise Was C m * Prieeteth PerPair 4.80-20-99aS5 $8.60914.79 4.50-21- 9*75 8.78 19*99 4.75-19., 9*79 9.78 19 .99 4.75-20-19.95 10.25 19*99 8.0920-11.95 11.10 91*99 92841-19*95 lt.05 95*59 84840-15*7918.75 99*79 6.0040.15#94 15.20 99*59 6.80-20 .17*15 m 8 55*5# 7.084199*15 $1.80 59 .19 Other she* p M l gragartiroately ter can P$fiM $ Ouer«npNt*-^‘'Evetytke w« tell bear*theFtreaftm*tutm« fogtheprotea* <dottofour customer*. Every tirecarriestheunlimitedFireetoneguaranteeandoura* RALPH WOLFORD IV u iftW * tr*e WeW