The Cedarville Herald, Volume 56, Numbers 27-51

CEDARYH.IE HERALD, FRIDAY, AUGU8T 18, 193!? nI iji . i .iMHiiilil—ii—.hi.-ini1 mjmum mi T H E C E D A I I V I L L E H E R A L D KAKLH BULL — — ED1T0K AND PUBLISHER MntWg-HvUaMl MUwUl Awoe,; Oblo J.e«*p«pcr Aw e.; Miami Valley Drs#* A**oc. Entered at the Poet Office, Cedarville, Ohio, October 31,1887, ns second class matter. FRIDAY, AUGUST 18, 1933 THE VALUE OF A DOLLAR An advertisement for a life insurance company makes the interesting observation that the dollar changes in value in terms o f human need, as well as in relation to price structures and purchasing power. That is & statement not to be dismissed as being merely an example of an advertiser’s extravagance of expression. A dollar means more to a widow than to the wife of a husband earning a good living—it means more to an old man who has outlived his earning power, than to a youth whose best years still lie ahead. The more difficult a dollar is to come by, the more we value it. This fact is illustrative of one pf the greatest virtues and services of the institution we call life insurance. Life insurance takes our cheap dollars—the surplus ones we can spare when our earning capacity is good—and returns them to us as ex­ tremely valuable dollars—when our earning capacity is small or non-existent. The dollar that a young man with a job pays to* a life insurance company, entails minor sacrifices., When he gets that dollar back, as an old man, it very possibly means the difference between want and a decent living. The same things is true for his dependents, existing or potential. BLUE EAGLE CREATOR The names of many artists whose masterpieces the aver­ age man has never seen, either in reproductions or the original, are nonetheless household words. Creators o f government em­ blems which we see every day, on the other hand, are usually non-entities. Of old the designers of our coins went nameless. In recent years they have been permitted the identification of an initial on the money struck. This is an anonymity almost equally positive. Who knows the meaning of the miscroscopic “ F” under the likeness of Chief Two-Gun White Calf on the “ buffalo nickel,” or the “ M” on the quarter? But the blue eagle of the NRA is so strikingly new that its creator could mot long be concealed. With a name more ap­ propriate for a designer of currency, Charles T. Coiner has become celebrated overnight as the artist who sketched the bird of recovery. His work gets a circulation that must be. the envy o f his fellow draftsmen, yet this fame is not without its drawbacks. Some captious critics have already observed that the gear wheel” clutched in one of the feejt of the eagle is of the crude type which passed out long before modern mechanical refine­ ments were effected. One might answer them by reading into it a suggestion o f return via NRA to the old prosperity which knew not technological unemployment. But Mr. Coiner will have to face himself the ornithologists who are certain to dis­ cover that he has erred on some minor scientific count. Ef- fectivness o f the blue eagle insignia, fortunately, depends on factors far removed from these— Dayton News. REFINANCING MORTGAGE LOANS Now that the federal Home Owners’ Loan Corporation is now in operation property owners who have been unable to meet their mortgage loans may find some opportunity o f re­ lief, However no one need expect that the new federal agency is to hand out gifts very freely for to start with only a certain sum which amounts to several millions will be available to Ohioans. No doubt there will be requests for new loans that will amount to many times that set aside for this state. 1New loans can ,be made in four ways: refinancing with bonds; refinancing with cashredemption o f homes; and loans in cash on unemcumbered property. If the holder of the mortgage is willing to take bonds in lieu of cash and the a- mount Is within reason, the transaction can be completed. If the present mortgage debt is greater than the appraised value as aet up by the new corporation, the property owner can hardly expect relief. There is no provision, nor could there legally be, that would compel the holder of a mortgage to take 16sS than the actual amount of the debt, plus interest, taxes and insurance if either of the last two have been paid by the holder. • With financial institutions, especially building and loans, it is certain in most cases the full amount will be required. No 1 other plan could hardly be adopted and give the required pro­ tection to the depositor and paidup stockholder. When build­ ing, and loans do take bonds they will be restricted by the Ohio law that limits them to hold not more than 20 per cent o f their assets. ; Where building and loans accept bonds in exchange on a x mortgage loan they, must have a market if they cared to sell the bonds. The same would be true if banks accepted the new bonds on mortgaged loans. If the public refuses to purchase the bonds as an investment, financial institutions will find it impossible to accept bonds on mortgage loans. Financial in­ stitutions cannot remain liquid holding bonds that cannot be marketed. i The new corporation no doubt will be able to give aid to many property owners that are burdened with mortgage debt and all financial institutions will cooperate as far as possible, but working under limitations of legal restrictions as well as sound .business judgment. AFTER THE NRA WHAT? Gen. Johnson and his nation-wide organization are meet­ ing with fair success with the NRA, regardless of what our individual views may be. The idea back o f the NRA is al­ most revolutionary when we consider the American point of view, yet the manner in which people have fallen in line to • give it support, is nothing more than we should expect of a democracy if the government as an institution is to stand. There is no plan, however narrow or broad, that could be offered that would please all the people at the same time even though it is sponsored as a means o f helping to restore busi­ ness conditions. Probably more people hold back favorable comment because they do not understand it. Others want to wait and see what the partial results are to be. Many busi­ ness institutions have not signed up awaiting the adoption o f’ .codes that affect their own business. We do not know that even the sponsors of the NRA guar­ antee the success of the plan. It‘ is the first step towards a solu­ tion to recovery. Many mistakes are being made and more •will follow but what the great majority o f people want is an honest, sincere movement that will lead us out of-the depres­ sion. Such an accomplishment cannot be gained in a week or a month and probably a year. There will be disappoint­ ment in many quarters of whatever code is adopted and there might follow drastic provisions for its enforcement. I f the NRA should fail how many citizens have given thought of the future? What will be the next step and what will be the demand if unemployment ’ should again reach twelve or fifteen million people? There are principles more vital than the success of the NRA at stake from the view­ point o f the future o f the government, yet we will face the testing issue o f stable government in the opinion of many of the nation's leaders regardless of party lines if the NRA should fail. The whole world from India to Germany, England, Cuba and the United States is envolved in an atmosphere o f unrest. Pressure of the depression has changed men’s minds and their line o f reasoning. Their Interest in government, and they themselves as part of it, is not what it was ten or twelve years back. The appeal of loyalty does not have the ring it once did nor probably will not have as long as our problems are do­ mestic and involve no foreign attack upon us. The situation is not unity but individualism of government and this does not tend towards a united people. There are reasons why people feel as they do which we must recognize. We cannot drive successfully against this state o f mind but the opportunity of leadership of the right sort we believe is always to be wel­ comed In this country. On this platform the NRA will stand or fall. I IMPROVED UNIFORM INTERNATIONAL S UNDAYI chool Lesson (By KEY. p. B, FITZWATER, D. D., Mem­ ber at I'*eulty,Jtou4yJSlW* Inititut* at Ctslease.) C, >m, Wiittm N»w»p»pf Unlft». Lesson for August 20 SAMUEL LESSON ' TEXT—I Samuel 1:1-19; 13:1.4, GOLDEN TEXT—And Samuel aald unto the people, Fear not: ye have done all tide wickednesa: yet turn not aside from following the Lord, but serve the Lord with all your heart, I Samuel 12:20. PIUMARY TOPIC—Samuel Talking to God. JUNIOR TOPIC—Samuel Listening to God. INTERMEDIATE AND SENIOR TQP- IC—Training for Service. YOUNG PEOPLE AND ADULT TOP­ IC—Responding to God’s Call. 1. Samuel’s Birth (1:1-20), He was given to Hannah In answer to her prayer. His name means “asked of God.” II. Samuel Lent to the Lord (1 *24- 28). In connection with Hannah’s prayer for a man child, she vowed to give him to God, He was to be a Nazarlte all the days of his life. In fulfillment of her vow, she took-hlm at an early age to the sanctuary and gave him over to the charge of Ell, the priest, to minis ter therein, III. Samuel Called o f God (3:1-10) Dwelling within the sacred courts and ministering before the Lord with EH, Is the Innocent Samuel who Is to become the saviour of his people. In Samuel we have a striking pattern of child religion. The Lord gave him In answer to Ills mother's prayer, and from his birth he was dedicated to the Lord. In the Scriptures we have set forth two types of experience; the one experiencing the saving grace of God after having lived In sin; the oth er of one brought up In the nurture and admonition of the Lord from his infuncy. . Two traits of Samuel's character stand out in his call'—his cheerful obe dience to the Lord’s call, and his aur rendered will, IV. Samuel Established In the Pro­ phetic Office (3:11-21). L*p to this time Samuel obeyed Ell. The time has now come when he must directly hear and obey the Lord, The first message entrusted to him was a '■most terrible one. It doubtless was a hitter experience to Eli to see Samuel recognized, and himself passed by, but lie was submissive. This fearful visi­ tation upon Eli's house was due to the sins of his sons. Eli was accountable beenuse he had nol restrained them. He was a good man. but -lax In the (discipline o f his children. Samuel grew and the Lord was with him and did not let any of his words fall to the gronnd. So fully did the Lord bless Ills ministry that all Israel knew that tie was established as the Lord's prophet, - V, Samuel, the Judge (7:1-17). 1. People called to forsake their Idols (vv. 1-6), Because of their, sins God permitted the nation to be bitter­ ly oppressed by the Philistines. Sam­ uel promised them deliverance on con­ dition of repentance (v. 3). 2. Samuel prayed for the people (vv. 7-14). In response to his prayer God miraculously delivered them from the Philistines. This victory was memorialized by the setting up of the stone called Ebenezer (v. 12). 3. Samuel Judging Israel (vv. 15- .17). Bethel. Gllgal, Mlzpeh, and Ramnh were his circuit, to each of which he made annual visits. These centers were for the accommodation of the people. 4. Samuel’s final address (12:1-25), When Saul, the new king, was crowned. Samuel graciously retired, turning over to him the nation's af­ fairs. a. Samuel's challenge to the peo­ ple (vv. 1-5). He reminded them of the way the king had been given and showed their direct responsibility for the change tn government He re­ viewed his own administration, show­ ing his walk from childhood, and his career as Judge and ruler. To this the people responded by a vote of con­ fidence. It was SnmueVs right as he laid down the reins o f government to have his records vindicated. b. Samuel reviews God’s dealings with the nation from the time of Moses (vv. 8-15). He showed them that national prosperity was condi­ tioned upon obedience (v. 14). Though they bad displeased God In choosing a king, If they would fear the Lord and render obedience, national pros­ perity would still be given them. c. Samuel’s personal vindication (W. 16*25). The hour was so critical In the nation's history that Samuel sought to Indelibly impress upon their hearts Its meaning. This he did by praying for thunder and rain out of season. They saw this as an example o f God’s mighty power which, If di­ rected against them, would destroy them Instantly, H* Turned to Prayer He lived in the atmosphere of prayer from first, to last; and when any specially Important work had to be done, any specially difficult crisis had to l)e faced) any specially trying expe­ rience had to he endured, he met it by special prayer,—G. II. Knight. Thank God Dally Thank God every morning when you get up that you have something to do that day that must bo done, whether you like it or not, $2.00 will start you out for fire and •heft, wind storm and hail, and then little over a penny per day will 'arry 100 per cent protection on your ~ar. Let us (ake the chance. Motor­ ists Mutual Insurance Co. G. H. Hartman, Local Representative, * For kent, Pasture—Good blue grass pasture for young cattle, no horses, hogs or sheep. Plenty o f spring* water. Apply at this office, Maasies Creek -Cemetery Assoc, SWr-W B-i.- ■.mufcj# hear favorable reports that the ten mill limit will be adopted by a tre­ mendous vote except by certain i politicians and interests that might I bo affected by the reduction. August Uth. is ^sp. important date, past and present. It was on the same date the Spanish-American war end­ ed. which involved the future o f Cuba. It was on the same date this year year that the president, Machado, re­ signs to end the civil revolution that has swept the island costing many lives and much property. One hun­ dred years ago on August 12th the, city of Chicago was founded, then a 1 village o f 350 people, which has grown until today it has three and a half million. On Saturday, August 12th, | the birthday was celebrated when a pageant was staged covering the past one hundred years. This event took place at A Century of Progress Ex­ position. We were amused in reading what a correspondent tp a Columbus paper had to say about the pest of black-! birds roosting in trees about resi| deitces. The writer stated that parks in New York City were aiso infested, which wouid indicate that Cedarville residents had had the same experience J being suffered in large cities. To rid the city trees of blackbirds and star-| lings fire hose, alarm clocks with other noise making devices were put ‘ in use. Even seed soaked in 3.2 beer failed to put the; birds on a Hying lark and leave the city. Just thia week we had the pleasure of meeting one of the leading surgeons from Cincinnati that at pre­ sent is much interested in cleaning up politics in that county. He volun­ tarily made the frank statement that the greatest interest people were go­ ing to have in elections this year was what ever came up in regard to tax reductions and that it was going toi be.a very unpopular thing for anyt office holder to openly support any bill that would mean new taxes in! any form. He concluded by saying- that you cannot reduce the tax load by elimination of taxes in one place and placing it elsewhere. Reports reach us that Jamestown merchants have thrown peri of the NRA program to the wind and on Monday opened their places o f bus! ness as usual. Some time ago a petition was generally signed by Jamestown business men agreeing to opening and closing hours and Cedar­ ville merchants were asked to join in signing the same petition, which was done. So far local business houses are closing at six o’clock under the NRA blue eagle. South Charleston merchants ave organized to operate under the new code. ; 'They are having a rocking chair 'derby down at Camden in Preble ‘ county at the 109th birthday celebra­ tion of the town. Six country maidens and eight fanners are rocking away .doing plenty o f gossiping to keep a- wake and also to entertain the town’s guests. Nothing under 100 hours goes so they must keep rocking on to get glory or money, All they have to do under thb rules is to rock fo r one hour and fifteen minutes and rest fifteen minutes and so on for the hundred hours or longer. Those upon whose shoulders rest the responsibility of imposing a gen­ eral sales tax on the citizens of Ohio might get an object lesson; Kentucky has classification o f property for taxation like Ohio. Kentucky is, several million dollars in the hole and to get out Gov. Laffoon of that state urged the legislature to pass a gen-‘ era! sales tax law, similar to the one' defeated in Ohio some months ago. The Kentucky primaries were held last week when members to the legis-’ lature were selected by both political parties. The state normally Demo­ cratic shouldered the responsibility, but the public opposed a sales tax and Gov. Laffoon dropped the plan when he could not force the legislature to pass such a law. A canvass of the Democratic primary shows that every member, some o f whom have been prominent party leaders for years and served many terms in the legislature, and sponsored the sales tax, were de­ feated. . There has been more misinforma­ tion spread about what a sales tax will do then there was about what the results o f classification would be. The complaint had been that our govern­ ment has been costing too much but how will.it be induced when we con­ tinue to open up new ways o f collect­ ing tax. The farmer nor home owner cannot hope for relief by .a sales tax any more than he has by classifica­ tion. There is to be no tax on what a farmer sells but there will be a tax on what lie purchases. The ten mill limitation is the only relief for all. Roger Babson in discussing future investments goes into the matter other than from the dollar and cent standpoint and deals with his sub­ ject entirely different than what we have been reading. the past fifteen years. “ The American people are learning that governments and banking houses are both tarred with the same brush. One can be trusted in an emergency no better than the other. The whim of the populace will wipe out con­ tracts# debts, industries or constitu­ tional amendments# when, as and if they desire.” What shall we tear from these re­ cent acts of Congress? Mr, Babson answers the question thus: “ The mortgages, stocks, bonds and bank accounts can very easily be wiped out under our present form o f govern­ ment, Even the Supereme Court and the Constitution are helpless to pre­ vent a tidal wave of discontent.” And then he answers the question—in what then should we invest—-by an unexpected analysis o f how America succeeded in the past: “ It seems to me that we may be coming back to nature’s system vyhere the wealth of families is measured by the number and the character, the health and ability of their children. When children were the sole support of parents, as they reached old age, fathers depended upon their children, rather than upon rents, interest or bank accounts. Hence time was,then taken to train children, both to bB economic assets and to have family responsibilities.” That there is much “ chiseling” by many firms now sailing under the blue eagle, there is no doubt. It is said that Washington is flooded with complaints about these firms but it is impossible to investigate all at one time. We hear that a manufacturer in an Ohio city -was pulling a fast one on his employees in paying a scale of wages below what he had signed up-for. An applicant for a job was taken on but when he appear­ ed at the payroll window after work­ ing a week started an argument when the cashier made threats. Then and there the worker opened his shirt and displayed a federal badge and things were soon adjusted. It is also said that one of the largest oil companies in this state seeing what was coming immediately leased its stations to escape the new. order and at the same time used advertising space telling the public how many additional men were to be employed. The company is now trying to patch up matters with the government. The clause in the lease requiring the leasee to carry only, this .company’s products was held by the government agent to make the stations company property. How long will the company get to display the blue eagle ? All those who have visited the Chi­ cago exposition and took in ihe plane­ tarium and marveled at the invention, the first o f its kind in this country and the second in the world. The second in this country will be opened in Philadelphia this fall by the Frank­ lin Institute Museum. New York City will have the third which is being financed for the American Museum of Natural History. PROPERTY BID IN Two tracts of real estate, located on the Upper Bellbrook Pike involved in a foreclosure suit of Ira J. Fulton, state banking superintendent, against Ralph Homey and others, were bid in by the banking superintendent on be­ half of the closed Jeffersonville Bank for $3,705 at sheriff’s sale Saturday, The appraisal value was $4,850. OHIO STATE FAIR DATES BACK TO YEAR 1849 COLUMBUS (Special) — TB e Ohio State Fair, the 83rd renewal of which will be held at Columbus, August 28-September 2, was brought to Columbus in 1874, oc­ cupying the grounds of the Frank­ lin County Agricultural Society. This site, which is now known as Franklin Park, was retained until 1886 when""the Fair was perma­ nently located on ' the present grounds in the northeastern section of the city. The year 1924 signalized the first expansion of the 115-acre tract since the Fair was established here. At that time $300,000 was set aside for additional land and improve­ ments. Subsequent additions have brought the present acreage up to 150. ' Some difficulty was encountered in presenting the first State --Fair in Ohio. It was decided to hold an exposition in September, 1849, at the annual meeting of the Ohio State Board of Agriculture on the 6th day of December in 1848. This Fair was to be held at Cincinnati, but owing to an outbreak of .chol­ era in that city during the summer it was decided to postpone it for a year. The scheduling of the ex­ position for September 11,12 and 13, 1850, led to another postpone­ ment when a second epidemic of cholera arose. October 5, 6 and 7 were finally decided upon and the first Ohio State Fair was held at that time at Camp4Washington# near Cincinnati. Attendance was large and the receipts amounted to $8,036.18. Due to transportation difficul ties, it was necessary for some time thereafter to take the Fair to the people, moving it from town to ■ town. It was held in Columbus in 1851; Cleveland, 1852; Dayton, 1853; Newark, 1854; Columbus, 1855; Cleveland, 1856; Cincinnati, 1857; Sandusky, 1858; Zanesville, 1869; Dayton I860 and ’61; Cleve­ land, 1862 and '63; Columbus, 1864 and ’65; Dayton, 1866 and ’67; To­ ledo, 1868 and ’69} Springfield, 1870 and ’71; Mansfield, 1872 and ’73. 0 0 BROWN’S DRUG STORE Cod Liver Oil, fu ll pint - 49c Pure Epsom Salts (Price’s) 1 lb, can 9c Pure White Mineral Oil, full pint - 29c , Tooth Paste (Parstin’s) Giant Tube, 3 3-4-oz,-13c, 2 for - 25c Brown’s—Drugs i’ ROOF and BARN I > THESE PAINTS ARE ABSOLUTELY PURE MATERIALS AND THE BEST YOU CAN BUY# IN LINE WITH OTHER MATERIALS PAINT PRICES WILL SURELY ADVANCE, SO IF YOU NEED PAINT YOU WILL NOT GO WRONG BY BUYING NOW. Roof Black Col. Herbert R. Mengert in the Cincinnati Enquirer says that few things have happened in the 130 years of Ohio history more remarkable than the feat of the small but determined body of men itho gathered 267,000 names on petitions in 20 working days to initiate the ten mill tax limitation. It even cost less to secure more names than it did.for the prohibition peti­ tions which have been ruled out by the Supreme Court. While the or­ ganization sponsoring this movement must be given great credit yet the fact remains that every building and loan association in the state secured • good share o f the names for the organization that the people could have the right to express their ap­ proval or disapproval at the polls in November, from every quarter we Red Barn Paint Gray Barn Paint 5 Gal. Cant—Per Gal. 8 Gal. Cana—Per Gal. (Pure LINSEED OIL) S Gal, Cana—Per Gal. 5 Gal. Cans—Per Gal (Pure LINSEED Oil) , PAINT-WALL PAPER-OLASS GRAHAM’ S 17 -19 So. Whiteman St. ----- ESTABLISHED------ WHOLESALE and RETAIL Rs-.i'l m-etl MJ V.i'hj 11 V#Vej| Mr Marti gU«‘fcf| (\ E ■in Jl.-ij year; Mad nati o f Mr mural by I)i| for a Rolfcyl this pj Mr. and 1)1 ThmxJ Id Urbumg0 id Mr. * t ed a river o througlpi) Mrs, lh returnee Clellan >Cl improvcl Mr. 4 - ; Pitchin, I i the Yoilel ’ a picnic|h Mr. W pect to 1L(, Chicago and att< Expositil Rev. turned of a W. Jolind few! Week En Mrs. C, her broth ^for Chicii •the latte) Martha c Chicago, to Marqc teach ag: in Miring Martin Visiting Pringle in c o d enfd ho™ bone SfQti oefe, I and tM Xenia, Ohio TV,