The Cedarville Herald, Volume 73, Numbers 27-50

^Friday, June 9, 1950 The Cedarville, O- Herald J t n e 1 8 3 5 Detroit and Main- - Xenia, Ohio Has Served the People of Greene County Since 1835 Our Second Century of Banking Hundred Fil Faith, Confidence. these Are the Foundation StonesofSuccess LOANS BUSNESSMEN FARMERS CIVILIANS The strength of a bank is determined by its History—its Policy—its Man­ agement and the Extent of its Re­ sources—these in abundance are an integral part of The Xenia National Bank;. ' ’VA i's i.fiy a , a , i ''f i /'/ • j u s u t s t m l June 1st, 1835, ;^QhgHivling opened a private hank in the City of Xenia, the first hank in .Greene bounty of which there is any record. In 1845 the Ohio General As­ sembly established & State Banking-System under the control of a Board of Com­ missioners—one of .whom was John Hivling, of Xenia, whose bank had joined-the state system under the name of the Ohio,State Bank—Xenia Branch. Several of the banknotes of this branch are still in possession of a Xenia resident. , The Xenia Branch Bank was located in»the Messenger building a t the N. E. corner of Detroit and Second Streets. The old vault of this bank is still intact in the offices of Dr, F, M. Chambliss. The bank continued to operate successfully until 1863 when the firs t National Banking Act was passed by Congress under the guidance of Sal­ mon P. Chase of Ohio. Under this act ail banks which joined the system were chartered for a period of twenty .years. The Board of Directors of the Xenia Branch Bank applied for a National Charter in 1863 which was granted under the name of the F irst National Bank of Xenia, Ohio. This organization continued business in the old location until 1866 when they-purchased the lot on the S. E. corner of Detroit and Main streets, and In 1867 erected the present building on this lot. Here they continued their banking business imtilfthe twenty year charter expired in 1883, 9 A t this time the National Banking Act-had been changed so as to grant continuous charters and a t the time of the expiration of the original charter in*1883 the or- ganiztion applied for a new charter-under the name of the Xenia National Bank, its present name; During these-years-this bank has enjoyed the -patronage and confidence of the people5of this community for which we wish to express our sin­ cere appreciation; I t has endeavored’to- be helpful-in the advancement of the com­ munity in making .Greene County a good place in which to live, as well a s a good place in which to make a living. On this, our 115th’ anniversary, we extend to our patrons and friends our heartfelt- thanks and look forward to many years of future association. BUSINESS LOANS— This institution has played an enormous pa rt in the business life of this community—by facili­ tating the flow of commerce and increasing it with Loans to Businessmen and Industrialists. . FARMLOANS— „ I f you are an operating iarmer we are eager to serve «you with financial assistance. The Xenia National Bank is prepared-to make loans for livestock and crops., . .and*ihla financial assist­ ance is given you .. A . .right here In*your home community. REAL ESTATE LOANS— Hundreds of Greene County homeowners have availed themselves of the Xenia National Bank’s services in the purchase of a home. Advice and guidance.. . . . .coupled with loans a t attractive rates and methods of payments are a t your com­ mand when you deem the time and opportunity is right in the purchase of a new* home. We in­ vite your consultation. PERSONAL LOANS—* Need a personal loan? You’ll find this institution has understanding.. . .a grasp on the problems of today. A friendly, helpful service awaits you— avail yourself of our Personal Loan Department’s services. 1950 We Want You To Feel You Are Always Problem Will Get A Respectful and That OldXenia N •XENIA’S GRAND OLD BANE , EEMQNAE SERVICE IN ALE BRANCHES OF LEUIJIMATE BANKING ft Never A i * After Your First Visit9- \ my