The Cedarville Herald, Volume 76, Number 22

XEN IA NATIONAL BANK DETROIT AND MAIN — XENIA, OHIO ■« * Has Served the People of Greene County Since 1 8 3 5 OUR SECOND CENTURY OF BANKING BUSINESS LOANS— This institution has played an enormous part in the business life of this community— by facilitat­ ing the flow of commerce and increasing it with Loans to Businessmen and Industrialists, FARM LOANS— I f you are an operating farmer we are eager to serve you with financial assistance. The Xenia National Bank is prepared to make loans for live­ stock and crops . . . and this financial assistance is given you . . . right here in your home com­ munity. REAL ESTATE LOANS— Hundreds of Greene County homeowners have av­ ailed themselves of the Xenia National Bank’s ser­ vice in the purchase of a home. Advice and guid­ ance . . . . coupled with loans at attractive rates and methods of payments are at your commmand when you deem the time and opportunity is right in the purchase of a new home. We invite your consultation. PERSONAL LOANS— Need a personal loan? You’ll find this institution has understanding i . , a grasp on the problems of today, A friendly, helpful service awaits y o u —• avail yourself of our Personal Loan Department’s services. *• * 1 8 3 5 ' History of the Xenia National Bank ' 1 9 5 3 June 1st, 1835 John Hivling opened a private bank In Xenia, the first bank in Greene County of which there is any re­ cord, In the year 1845 the State of Ohio General Assembly established a State Banking System under the control of com­ missioners appointed by the governor, John Hivling, whose bank at Xenia had joined the State System,was one of those commissioners and his bank was known as Ohio State Bank, Xenia Branch, The branches issued bank notes and several of Xenia Branch notes are in the possession of a Xenia resident, The Xenia Branch was located in the building known today as the Message Building on the corner of Detroit and Sec­ ond Streets, The old cash vault of this bank is still intact and is used by the Western Union office. a The Xenia Branch Bank continued to operate successfully until 1863 when the first National Bank Act was passed under the guidance of Salmon P. Chase, Lincoln’s Secretary of the Treasury, Under this act all banks which joined the system were chartered for twenty years. The Board of Directors of the Xenia Branch applied for a national charter under the name of The First National Bank of Xenia, Ohio. This organization continued in business in the old location until 1866 when they purchased the lot on the southeast corner of Main and Detroit Streets and erected the present build­ ing on this lot, which has undergone very little outside changes since It was constructed. A t this corner The First National continued business until its twenty-year charter expired and in 1883 it applied for a new charter, asking that the name be changed to The Xenia National Bank, its present name, , . .During all of the 118 years of continuous banking, this organization has enjoyes the confidence and patronage of the people of this community for which we express our sincere appreciation, W e have safely and securely piloted our pat­ rons through The Mexican War, The W ar Between the States, Th Spanish-American War, The First World War, The Second World War and are carefully and faithfully carrying on in this our “ Police Action in Korea,” We have seen de­ pressions and booms come, and go, and have guided our bank safely through them all, With firm faith in the people of our community, we look forward to many years of pleasant and mutually profitable association, We Want Yon To- Feel You Are Always Welcome: That Your Financial Problem Will Get a Respectful* Sympathetic Hearing* We believe you will find an aceomti at our bank helpful^ c o n v e n i e n t and profitable The Old X e n i a N a t i o n a l MEMBER R D. I. C. XEN IA’S GRAND OLD BANK . . , MEMBER FEDERAL RESERVE OF LEG IT IMATE BANKING You A re Never A Stranger A fter Your First Visit