THE VALUE OF A CEDARVILLE DEGREE 02 ROI: LIVES TRANSFORMED 06 LAUNCH PAD 10 THROUGH PARENT EYES 18 COUNTING THE COST 20 UNLOCKING AFFORDABILITY 22 DEBT-WISE 26 THE VALUE OF A GRADUATE DEGREE SPRING 2024 Volume 12 Issue 1
In a time when society is questioning the intrinsic value of higher education, we must critically evaluate the transformative role a college degree plays in the lives of young people. Skeptics argue that the costs, both in time and financial expense, are greater than the benefits of a degree. They point to mounting student debt and offer examples of successful entrepreneurs who bypassed the traditional education route, asserting that the real world offers a more valuable curriculum. While these objections may have some merit in isolated cases, they don't paint the complete picture and are dangerously short-sighted. Even the argument that college graduates will earn significantly more over their lifetime is an incomplete measure of the true value of a degree, especially one from a place like Cedarville University. Proverbs 4:7 tells us, “The beginning of wisdom is this: Get wisdom, and whatever you get, get insight.” A well-rounded education rooted in a biblical worldview — like students receive at Cedarville — not only equips students for vocational success but also nurtures their spiritual growth. The Apostle Paul, in his letter to the Romans, writes, “Do not be conformed to this world, but be transformed by the renewal of your mind, that by testing you may discern what is the will of God, what is good and acceptable and perfect” (Rom. 12:2). A biblically faithful education aims precisely at this transformative experience, challenging students to critically engage with the world around themwhile standing firm upon the authority and sufficiency of Scripture. The social and networking aspects of college life offer students the chance to form lasting relationships and to learn the virtues of teamwork, discipline, and servantleadership — all essential skills in today's workforce and in community building, echoing the biblical principle of “iron sharpening iron” (Prov. 27:17). In this issue of Cedarville Magazine, we’ll explore these ideas and more. You’ll read how our faculty, in partnership with our Career Services team, prepares students for success. You’ll discover the economic arguments for a college degree and learn ways to make education more affordable. You’ll be encouraged by how Cedarville graduates are thriving in the marketplace. (Their 98.7% job and graduate school placement rate affirms that success!) And you’ll hear from some of our best spokespeople — parents — who will explain why Cedarville was more than worth the investment for their families. The real value of a Cedarville University degree transcends economic benefits. In a society yearning for both innovation and moral clarity, a Cedarville education — marked by academic excellence and intentional discipleship — offers an irreplaceable foundation that equips graduates to make an eternal impact for the Kingdom. What a privilege to serve King Jesus in this time and place! In Christ, Thomas White President cedarville.edu/president @DrThomasWhite facebook.com/DrThomasWhite instagram.com/drthomaswhite linkedin.com/in/jthomaswhite SPRING 2024 Volume 12 Issue 1 Editor Janice (Warren) Supplee ’86 Managing Editor Rachel (Rathbun) Benefiel ’23 Creative Director Chad Jackson ’05 Art Director and GraphicDesigner Craig Salisbury Photographer Scott Huck Copy Editor Michele (Cummings) Solomon ’91 ADMINISTRATION President Thomas White Senior Advisor to the President Loren Reno ’70 Chief of Staff Zach Bowden VicePresident forAcademics Thomas Mach ’88 VicePresident forAdvancement Will Smallwood Vice President for Athletics Christopher Cross VicePresident forBusinessand Chief Financial Officer Christopher Sohn Vice President for Enrollment Management Scott Van Loo ’98 VicePresident for Marketing and Communications Janice (Warren) Supplee ’86 VicePresident for Student Life andChristianMinistries JonathanWood OUR MISSION Cedarville University transforms lives through excellent education and intentional discipleship in submission to biblical authority. OUR VISION For the Word of God and the Testimony of Jesus Christ, Cedarville Magazine is published spring, summer, and fall andmailed free of charge to alumni and supporters of Cedarville University. 1-800-CEDARVILLE • cedarville.edu Direct inquiries and address changes to: Cedarville Magazine Cedarville University 251 N. Main St., Cedarville, OH 45314 cedarville.edu/magazine magazine@cedarville.edu 1-888-CEDARVILLE READ ONLINE! Visit cedarville.edu/magazineSP24 on your computer or mobile device. PRESIDENT'S PERSPECTIVE
02 ROI: LIVES TRANSFORMED THOMAS WHITE – A college education stewards the opportunities God has given us and maximizes our Kingdom impact. Cedarville uniquely allows students to love God with their minds by pursuing both knowledge and truth. Cedarville students not only develop their God-given passions into fruitful careers during their 1000 Days™ but also make their faith their own through intentional Christian community and instruction in the Word. 06 LAUNCH PAD RACHEL (RATHBUN) BENEFIEL ’23 – Cedarville’s Career Services office helps students find fulfilling careers in their discipline and teaches them to approach their work as worship. Students benefit from Career Services’ career exploration tools, prepare for Career Fairs with résumé review and mock interviews, and network with alumni. Cedarville’s alumni network opens doors for students and provides them with Christlike examples, even in traditionally secular fields. 10 THROUGH PARENT EYES Parents of Cedarville students and alumni share the transformational benefit of a Cedarville education — not just for their student but also for the entire family. 16 EDUCATIONAL ECONOMICS This section explores the financial investment, realities, and rewards of pursuing a Cedarville degree. 18 COUNTING THE COST JEFF HAYMOND – A cost-benefit analysis of a college degree continues to show a significant overall earnings benefit for college graduates, but pursuing God's call on your life is the most important factor to consider. 20 UNLOCKING AFFORDABILITY JEFF GILBERT ’87 – There are plenty of ways to make paying for college easier, including financial aid and scholarships. 22 DEBT-WISE SCOTT SIMONS ’01 – Christians should prayerfully consider the Lord’s will for their lives when considering going into debt. 26 THE VALUE OF AGRADUATE DEGREE MATT OTTO ’94, MMIN ’21 – Pastor Matt Otto has earned two degrees from Cedarville. His decision to pursue a graduate program while serving in ministry full time required some tough questions and important answers. IN EVERY ISSUE FEATURES How much better to get wisdom than gold! To get understanding is to be chosen rather than silver. Proverbs 16:16 30 CHAPEL NOTES 32 ADVANCING CEDARVILLE 34 YELLOW JACKET SPORTS 38 CAMPUS NEWS 44 JACKETS FOR LIFE (NEW!) 48 IN CLOSING 1 IN THIS ISSUE
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ROI: LIVES TRANSFORMED College is not for everyone. But for most, a college education is a privilege to be pursued because it faithfully stewards the gifts and opportunities that the Lord has entrusted to us. In short, a Christian college education will challenge students to maximize their impact for King Jesus. THE MIND The greatest commandment includes loving the Lord your God with all your mind (Matt. 22:36–37). The mind, like any other talent, improves the more it is used. Amind that sits idle facing no challenges never reaches its full potential. A college education allows the expanse of our knowledge to meet vistas of new information, expanding our mental horizons. The University assembles great minds for the purpose of training, deep thought, critical analysis, challenging one another, and clearly expressing ideas to pursue the goal of loving the Lord with all of our minds. A Christian college education will challenge students to maximize their impact for King Jesus. BY THOMAS WHI TE 3
If they have a good work ethic, most people possess the ability and intelligence to learn. The opportunity to listen and learn fromminds that have been sharpened through years of training will accelerate critical thinking skills and general knowledge. 1000 Days spent in dedicated study allows for the development of a well-rounded individual. Cedarville adds a unique twist on training the mind because we pursue truth. Truth comes fromGod’s revealed Word. Jesus states as much when He says, “I am the way, the truth, and the life” (John 14:6). Secular universities may accumulate knowledge while improving thinking and debating skills, but the sandy beaches of secular humanismwill never form a foundation strong enough to withstand the waves of life. Knowledge perceived apart from the foundation of Scripture will never be viewed with an appropriate lens to achieve the goal of loving the Lord with all our minds. What is it worth to fulfill the greatest commandment and hear “Well done, good and faithful servant”? A FAITHFUL STEWARD God has given us many talents. We must seek to use these for His glory and our joy. College should be the place where a student discovers their God-given passions, aligns those passions with their God-given gifts, and then refines their talents to serve God with excellence. A student gifted in math may learn at a level not generally available in society and use those gifts for human flourishing. A student gifted with words or speech will practice and refine those gifts through interacting with wordsmiths, developing into a polished communicator. Some intelligent people grow up around slang or improper subject/verb agreement, which prevents their ideas from being well received by society at large. Education is a necessity for maximum impact in these situations. Students with a passion for healthcare, computers, or teaching can learn how to serve God, their nation, and one another with excellence. Learning the details of a discipline, developing proper bedside manner, and grasping a broad understanding of a subject occurs so much faster during the focused period of study we call college. This allows us to discover our vocational calling fromGod and to recognize that calling as a platform for the Gospel. Each individual learns to consider their vocation as ministry and a service to the Lord. By serving others with passion and excellence, we embrace the opportunity to speak into their lives and to share the life-changing good news of the Gospel. College should prepare you for a career. At Cedarville, 98.7% of 2023 graduates were in either graduate school or a vocation within six months of graduation. That’s well above the national average. In addition, statistics show that a college graduate earns much more than the average non-college graduate over the course of his or her lifetime. Running the basic metrics on earning demonstrates a good return on the investment. But this is not why we do what we do at Cedarville. We encourage you to use your gifts for God’s glory. You have one life. The harvest is plentiful, but the workers are few. Don’t waste your life. Maximize your impact for Christ. One day we will all give an account for howwe used our gifts. Will we be the faithful steward who doubled the gifts that the Lord gave us? Or will we be the unfaithful steward who dug a hole in the ground and waited for a master whom he did not know to return? SPIRITUAL GROWTH God has no spiritual grandchildren. When children leave the protection of a Christian home, they must own their faith in a way like never before. Mom and Dad are no longer close by, watching every move and speaking words of wisdom into their children’s thought processes. Do you want the next generation to have those words of a loving parent replaced by those of instructors convinced of secular humanism, evolution, and a godless society? There will always be those Daniels who stand strong in the face of opposition, but statistics show that we lose most young adults from the church by their sophomore year of college. Imagine with me … a place that encourages authentic Christian community; a place where the first night back on campus, thousands voluntarily gather to worship God through music rather than participate in alcohol-infested parties; a place where a biblical worldview comes through in every classroom; a place where every undergraduate student receives a minor in Bible; a place where Scripture is taught daily in chapel; a place where discipleship, prayer meetings, and honest conversations occur in the residence halls; a place that stands for theWord of God and the Testimony of Jesus Christ … that place is worth the investment. And that place exists in the cornfields of southwest Ohio. I know that this investment is worth every penny because I am a father of a daughter in college. 3 John 4 states, “I have no greater joy than to hear that my children are walking in the truth.” And not just walking in the truth, but developing 4
Thomas White is President of Cedarville University. He earned his PhD in systematic theology from Southeastern Baptist Theological Seminary. friends for life who will encourage her to continue walking in truth. Friends who, when I am gone and with Jesus, will still be around. You showme your closest five friends, and I can learn a lot about who you are and who you will become. Sending your child to a place where the odds are greatly increased that those five closest friends will be walking with Jesus provides a lifeline of spiritual encouragement long into the future. Some will find more than their friend group at Cedarville. They will meet the earthly love of their lives. To find a virtuous man or woman is of value far above rubies. And Proverbs has a lot to say about finding truth and wisdom. It is more valuable than gold. All the material possessions of this life will not last, but serving Jesus will last forever. Learning to serve Jesus with your mind, being a faithful steward with your gifts, and experiencing spiritual growth in an authentic Christian community provides earthly fulfillment with eternal dividends. Our mission is to transform lives through excellent education and intentional discipleship in submission to biblical authority. Our story is how we do that intentionally in every one of our students’ 1000 Days. Our vision is to create a generation that stands for the Word of God and the Testimony of Jesus Christ. I’ve personally witnessed those lives transformed. I personally know alumni standing strong for God in difficult environments. I know that you simply can’t put a price tag on a life well lived for King Jesus. We will value that for all eternity. Our mission is to transform lives through excellent education and intentional discipleship in submission to biblical authority. 5
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LAUNCH PAD CULTIVATING CHRISTIAN CALLING IN CAREER SERVICES BY RACHEL (RATHBUN) BENEF I EL ’23 Jeff Reep ’78, Director of Cedarville’s Career Services office, regularly tells students that the average person works 80,000 hours of his or her life. This is more time than they will spend with their spouse and children, recreation, or church. 80,000 hours is staggering. And yet, so many Christians buy into culture’s “grin and bear it” philosophy in their professional lives, working nine-to-five and waiting for their real ministry to begin. “Worship isn’t just Sunday mornings. That’s a collection of worshippers,” Reep explained, “But all our hand finds to do is our service and worship, ultimately to bring Him glory.” Reep and his Career Services staff believe that those 80,000 hours of work can be powerfully redeemed for Kingdom impact. They are on the frontlines of helping students achieve their career and educational goals. Last year, 98.7% of Cedarville graduates found employment or entered graduate school within six months of leaving Cedarville. Alumni work in the FBI, Honda, JPMorgan, and Procter & Gamble. They study in schools like Harvard and Johns Hopkins that our world deems prestigious. Cedarville’s academic programs instill students with the professional skills needed to succeed, and the liberal arts core gives them soft skills employers are looking for. Career Services helps students build off this strong foundation to capably and winsomely find desirable positions and performwith skill and excellence in the workplace, shining a powerful witness for the Lord. PERSONAL TOUCH IN PROFESSIONAL GROWTH You will find the Career Services office in the Stevens Student Center, the central hub of campus. Its staffmembers provide students and alumni services like résumé review, mock interviews, career assessment tests, and access to the JobsforJackets and Handshake job search tools. Career Services’ career coaches — Reep, Cam Arminio, and Jenny (Burkholder) Czerniak ’92 — Cedarville’s academic programs instill students with the professional skills needed to succeed, and the liberal arts core gives them soft skills employers are looking for. 7
cultivate their professional skills through regularly pursuing certifications, attending seminars, and engaging in conversations with employers about what they’re looking for. Career Services has developed a “three-bucket approach” for the resources they offer students. They help students with Exploration, Navigational Skills, and Networking. These three “buckets” inform the staff’s priorities and methods for helping Cedarville students stand out in the job market. EXPLORATION: OPENING DOORS EARLY The first bucket, Exploration, starts early for Cedarville students – as early as freshman year. As career coaches, Reep and Arminio both expressed how some of their most fruitful conversations with students have been helping them discover God’s calling for their lives. “What I really try to do is encourage them to get as much information as they can,” Reep explained. “[They] follow the desires of their heart because they really are delighting themselves in the Lord. [When] that’s their treasure, their satisfaction, their identity, then I think those desires are going to be His desires.” Career Services encourages students to start preparing for their careers even while they are still exploring their options. They believe there is no better time to start cultivating professionalism and gaining experience than the present. This proved true for Peter Grinalds ’21, who nowworks at Procter & Gamble. After an internship with P&G his sophomore year, the company invited him back for a second internship and — ultimately — his current role. A part of his success came from his early start preparing. After three mock interviews with Career Services, he was ready to knock his interviews out of the park. “Now that I am on the ’inside’ of recruiting at Procter & Gamble,” he said, “I see so much more clearly how an internship or job offer can hinge on a candidate just being a good conversationalist and making other people feel at ease.” While students explore their career options and develop key professional skills, Career Services gives them a hands-on opportunity to practice what they're learning and gain real-world work experience: Cedarville's fall and spring career fairs. NAVIGATION: FROM CLASSROOM TO CAREER FAIRS Cedarville’s career fairs draw employers from all over the country to the Doden Field House for a day of meeting and recruiting students. 2023’s Fall Career Fair set University records, with 180 employers and well over 1,000 students attending. In all, more than 400 employers will recruit on campus each year. For Cedarville, the employers’ interest is a major vote of confidence. Companies like General Electric, Procter & Gamble, Energizer, Honda, Google, and Northrop Grumman all participate in career fairs or send recruiters to speak in Cedarville classes. Brandy Cieniewicz is one such recruiter who regularly attends Cedarville’s fairs, recruiting for the Navy NUPOC program. “Cedarville University Career Fairs are top-notch,” she said. “Cedarville students are polite, confident, and intelligent. Cedarville students are very open to talking about options for their future and will approach my booth with questions.” It’s this kind of proactive, prepared behavior that opens doors for Cedarville students. When they put the Navigational Skills Career Services has taught them into practice, employers take notice. Christopher Nunan ’15, who is currently working for Honda, reflected on the impact that career fairs had on his student experience. “The opportunity to engage with such a large volume of employers for a school Cedarville’s size not only built my confidence and aptitude for engaging with employers,” he said, “it also helped me understand what real-world opportunities existed after graduation so I could determine how I wanted to apply and use what I had studied.” NETWORKING: ALUMNI IN ACTION Cedarville’s career fair success comes in large part from the help of alumni like Grinalds and Nunan, who open doors in their companies to hire more Cedarville grads anticipating the quality work and integrity Cedarville students offer. Chris Ashcraft ’98 sees this kind of ambassador work as missional. About 12 years ago, after a period of discouragement about work culture, he and his wife prayed for other believers to join his team. Only days after that prayer, his company’s Human Resources reached out to ask him for his help as a recruiting champion for Cedarville students. “Our Lord Jesus is so good!” he said about this call. “I was greatly encouraged to see God’s hand so evident and blessed to be reminded that He cares.” With the support of Career Services and the alumni network, Cedarville students have the practical help and spiritual encouragement necessary to pursue incredible opportunities for positions with impact across every industry. THE BIG 5: Jeff Reep's Advice to Students on Finding a Great Job (Hint: Start Now!) 1. You need more than a degree and a great GPA. 2. Have a standout résumé. 3. Build a network (with a goal of 25 names each year). 4. Learn the job search procedure. 5. Use the resources that are available. 8
The results of this partnership abundantly answered Ashcraft’s prayers. His investment in students includes not only representing his company, but also speaking in classes and forming relationships with students on his own time. “Over time, God has opened doors for many students to apply and find roles at the large corporation where I work,” Ashcraft explained. “Some even reached the level of vice president.” The Christian community formed by these alumni partnerships makes Cedarville’s network a powerful one. Arminio, Assistant Director of Career Services, expressed his gratitude for the support and encouragement of Cedarville alumni. “There’s something special about knowing you’re connecting with an alumnus or another believer,” he said. “It really gives students confidence that they are going into a profession that may be secular, but they know there's someone who has a common belief at that employer.” The deep encouragement and practical recruiting help Cedarville alumni provide current students goes unmatched, and it’s one of Career Services’ greatest strengths that they help foster those relationships — and spur both students and alumni on to further God’s Kingdom. A PLATFORM FOR MINISTRY With the support of Career Services and the alumni network, Cedarville students have the practical help and spiritual encouragement necessary to pursue incredible opportunities for positions with impact across every industry. And the need for believers in the workforce is immense. “Paul instructs us in Colossians 3 to labor heartily as unto the Lord and not unto men,” Nunan explained. “Our culture is in desperate need of young people who live and work in light of the command of Colossians 3.” While this can be a daunting call for students entering the workforce or further education for the first time, especially in large secular organizations, Arminio offered encouragement from Isaiah 41:13. “’For I, the Lord your God, hold your right hand. It is I who says to you, fear not. I am the one who helps you.” He assured students, “If you are faithful in your work, whether you’re a garbage man or CEO of the company, the Lord is glorified, and He is rejoicing.” Cedarville sharpens students to witness and work with noticeable excellence in every professional context, living their 80,000 hours of work with joy. In every position and platform, the Lord is their helper, and He can do incredible things with a heart that is humble and willing to serve Him! Rachel (Rathbun) Benefiel ’23 serves as Managing Editor of Cedarville Magazine. CAREER SERVICES FAST FACTS Cedarville University Career Services, under the direction of Jeff Reep ’79, offers career exploration services to help students and alumni establish a Christ-honoring approach to their vocation, develop lifelong career navigational skills, and continually network to enhance opportunities. 98.7% of the class of 2023 was employed or in grad school within six months of graduating. 400+ Employers Recruit on Campus Each Year CAREER FAIRS OFFERED § Education Career Fair § Fall Career Fair § International Center forCreativityCareer Fair § Meet the Firms § Nursing Career Fair § Spring Career Fair § Summer Camp Fair CAREER SERVICES RESOURCES AVAILABLE TO STUDENTS AND ALUMNI § Career Fairs § Certified Career Coaches § Interview Preparation § Jobs4Jackets* § LinkedIn § MyPlan Assessment § Online Profile Expert § RésuméWriters * Powered by Handshake, used by 1,400+ universities, 87,000+ jobs and internships posted yearly TOP 5 ORGANIZATIONS THAT HIRE CEDARVILLE GRADS 1. Honda 2. Wright-Patterson Air Force Base 3. JP Morgan 4. Northrop Grumman 5. Lockheed Martin 9
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THROUGH PARENT EYES The college decision is vitally important for future students, but it matters every bit as much to the parents who have spent so many years building into their children’s lives. For many parents, sending their children off to college prompts a host of questions. Are they in the right place? Will they find lasting friends? Will their college choice grow their faith, or will it cause them to drift away from their Christian upbringing? In this section, you’ll hear from parents who have struggled with those same doubts and hear how Cedarville has transformed their students’ lives during their 1000 Days. 11
A FREE EDUCATION OR A LIFE-TRANSFORMING EXPERIENCE? 15 YEARS OF LIFE CHANGE As a parent who has spent three decades investing in the next generation of leaders in nonprofit settings, I knew that paying for college was going to require an incredible sacrifice from our children and my wife and me. In the spring of 2017, my concerns were alleviated when our daughter Breanna received news that she had been chosen as a National Merit Finalist, placing her in the top 2% of students across the nation academically. The weeks that followed brought countless full scholarship offers from universities. As we went from a narrow list of schools to all options being on the table, we prayed together for God’s clear direction. Breanna’s love for science led her to pursue molecular biology, and her first visit was to Cedarville University. I remember the fall of 2007. My husband, Lyle, and eldest child, Emily, had just completed their first campus visit at Cedarville. I had homeschooled our then seven children for the entirety of their education, so the prospect of sending my daughter even just one hour away to school was a bit unsettling. “This school is going to change her life!” my husband excitedly exclaimed when he called me. “I think it’s exactly what she needs! She will thrive at Cedarville!” And she did thrive. There were many tears shed as we dropped our eldest off in the fall of 2008. The ache in my heart over sending my eldest away quickly melted as I watched her grow. New friends, classes, discipleship groups, chapel, residence hall life, it was all new and exciting! Challenges and trials also followed — an F on a paper, a troubled friend in the dorm, sickness, anxiety — but I sawmy daughter gather strength to deal with these trials. She received wise counsel from friends and professors, daily chapel that strengthened her spirit, and a deepening knowledge of theWord as she completed her Bible classes. It wasn’t long before we realized we wanted this for all of our children. Over the next 14 years, we were blessed as six more of our children have attended Cedarville. My husband was right; Cedarville did change their lives! When I compare my children’s experiences at Cedarville to my experience at a secular college, I am so thankful. I graduated from college a wounded warrior in need of healing and teaching. My children have been strengthened by their college experiences. They graduated with sound biblical knowledge, a solid worldview, lifelong friendships, and armor ready for the battle. We have been blessed to host hundreds of Cedarville students in our home over the years, so I know our experience has not been unique. These alumni are busy serving the Lord in their designated careers, but many of them are also raising godly families, serving in their churches, and discipling their coworkers. We will always consider Cedarville to be one of the greatest influences on our family, and for that we are deeply grateful. Lyle and Leanna Tomlinson are the parents of Emily (Tomlinson) Freeman ’12, Abby ’14, Luke ’16, William ’19, Jonathan ’21, Caroline (Tomlinson) Kimball ’22, and Charlotte ’26. Lord willing, son Peter will be a freshman in the fall of 2031! 12
HOW CEDARVILLE STUDENTS IMPACTED OUR FAMILY Early on, we believed it was important to serve our family in a way that would encourage our children to be enthusiastic followers of our Lord Jesus Christ. We have not been perfect at that task, but we were committed to being intentional disciplers. We were married seven years before we had children, and during those years we had a lot of time to reflect on and evaluate how God would lead us. We were certain we wanted to raise up a godly seed for His glory. So, when they arrived, we began the process of discipling our kids. When you are young parents, you sometimes need a break! This need resulted in our first encounter with Cedarville students in the mid to late 80s. Into our lives stepped seven of the most incredible young men and women one could imagine, all fromCedarville University! As they watched our children so we could have time away together, the Cedarville students refreshed us with their genuine love for Jesus, which was demonstrated with our children. We were so encouraged and immediately fell in love with Cedarville and the type of students it attracts. After returning from a much-needed date, I said to Idora, “how do you grow kids like these students?” It was clear to us that the value of a great education is not just a degree that prepares you for work in God’s created world, but a discipline that prepares young people with hearts to serve that world in a sacrificial way for His glory. As time progressed, we became more involved with Cedarville University. Our children began to participate in drama at Cedarville before they had graduated fromhigh school. The results of the Cedarville experience and the Lord’s grace has allowed our children to serve their churches, combat sex trafficking, serve as a nurse with CareFlight and Samaritan’s Purse, and serve our country as an intelligence analyst. We trust that other families will see the value of a godly education for the glory of God and the testimony of Jesus Christ. Walt Price is the father of seven children, including Christen ’09, Danielle ’12, Nathan ’15, and Micah ’16. Our first experience at Cedarville was chapel. Seeing thousands of students engaged in worship through music and the Word left a deep impact. As Breanna interacted with faculty and staff throughout the day, we knewwe had found her home for the next four years. We canceled trips to other universities and began a path of trusting God to provide. Her experience at Cedarville allowed Breanna's roots to go deeper in her love for God and others while consistently being stretched in her learning inside of an amazing community. In a word, it was transformational! Fall 2023, Breanna became one of six students (out of 132 applicants) to be accepted into the master’s program in genetic counseling at Johns Hopkins University. She has entered an arena where few Christians are employed, but this is the mission field God has called her to. As a dad, I see how Cedarville University has provided the framework for Breanna to soar professionally, but most of all to shine the light of the Gospel in a place where so many are desperately seeking hope. Josh Beers is the father of Breanna Beers ’21. 13
EQUIPPED FOR GOD'S CALLING 14 We are so thankful for the way Cedarville has equipped our four children for their individual callings. The value they received by attending was not just in the degree, but also in the experiences they had while at Cedarville: daily chapel; ministry opportunities; missions trips, both in the states and overseas; classes taught from a biblical perspective; strong academics; and professors who were willing to build into their lives. Because of these important factors, they were well prepared to enter the workforce with a strong grasp of their faith. At Cedarville, Megan was encouraged in her passion for teaching elementary students and drawing them to Christ. When she graduated and was applying for jobs, her first teaching job came through connections made during her field experience. Her academic advisor, as coordinator for student teaching overseas, was a helpful resource for Megan as she considered overseas teaching opportunities. Megan now uses her teaching skills at an international school in Spain, teaching missionary children. Michael benefited from the strength of Cedarville’s engineering program. While he was still a student, he completed an internship at Wright-Patterson Air Force Base as well as being an online tutor for college students in Ohio. When he began applying for grad schools, his professors were helpful and encouraging, and they wrote personal letters of reference for him, enabling him to be accepted into Cornell’s doctoral program, which he has now completed. He is currently applying his skills at a national lab in Colorado. While John was studying allied health, Cedarville encouraged his desire to help others regain abilities for daily life. As he began applying for grad schools in the very competitive field of physical therapy, his advisor graciously read and reviewed his applications. As a result, he had several grad school options to choose from. The preparation he received from Cedarville helped him successfully complete his Doctor of Physical Therapy degree at Ohio University and take a job as a physical therapist in Colorado. The skills and training that Emily received at Cedarville prepared her for the challenges of nursing in the midst of a global pandemic. She felt well equipped for her position as an ICU nurse at a level one trauma hospital, and she enjoys encouraging other nursing students to learn the skills that she gained through Cedarville’s program. She also credits several cultural and health courses with helping her prepare to serve the Lord through nursing overseas. We are thankful that each of our four children was able to have the “Cedarville experience,” and we continue to pray for God to guide them as they serve Him. Steve ’86 and Beth (McGillivray) Kuhn ’87 are the parents of Megan ’14, Michael ’16, John ’19, and Emily ’21.
As our son stood in front of his freshman speech class, he injected a dose of humor into his presentation, saying, “My grandparents met here at Cedarville. My parents, too. I guess there is no pressure on me, right?” Behind that lighthearted jest lay a profound truth about our family's enduring connection with Cedarville University. In the fall of 2019, our twins, Micah and Madeline, embarked on their academic journey at Cedarville, eager to explore and grow. They weren't just freshmen; they were the continuation of a legacy, becoming third-generation Cedarville University alumni. It’s a story that intertwines our family’s history with an institution that has become a cornerstone of our lives. Cedarville University has been more than just an educational institution for our children; it's been a place where their characters have been shaped and aligned with God's unique callings. Madeline's journey was particularly transformative. One Bible professor, along with his family, was instrumental in nurturing her passion for missions work, helping her find her path in life. Micah’s experience was equally profound, though marked by different milestones. Amid the playful “pressure” of family tradition, he met his future wife, Katrina, and their relationship culminated in a joyous wedding this past fall. Both Micah and Madeline forged friendships at Cedarville that we believe will stand the test of time, connections rooted in shared experiences and strengthened by the University’s community spirit. As parents, watching our children grow in Christ over their four years at Cedarville has been a journey filled with gratitude and awe. The University didn't just educate them; it helped them blossom and mature spiritually. To the future students of Cedarville, we say this: Embrace your journey with an open heart. The lessons you learn here will shape not just your career but your entire life. Cedarville University, for our family, has been more than an alma mater. It’s a beacon of tradition, a guidepost for spiritual growth, and a testament to the enduring value of an education from a biblical worldview. As we look back on our family’s journey through Cedarville, we’re reminded of how institutions like this can anchor a family’s story across generations, weaving a tapestry of memories and growth that last a lifetime. James ’95 and Amy (Barnes) Spaulding ’95 are the parents of Micah ’23 and Madeline ’23. A FAMILY'S LEGACY 15
EDUCATIONAL ECONOMICS 16
EDUCATIONAL ECONOMICS At Cedarville University, we understand that investing in a degree is not just a matter of dollars and cents but a step toward fulfilling God's call on a student's life. This Educational Economics section offers insights and strategies to make the most of this significant investment. From understanding the tangible economic benefits of a Cedarville degree to exploring innovative ways to enhance affordability, we consider the financial investment in a degree through a biblical lens of stewardship and Kingdom impact. A Cedarville Guide to Affordability, Scholarships, and the ROI of a College Degree 17
COUNTING THE COST BY J EFF HAYMOND When many parents look at the headlines about a college education, it is natural for them to ask the question, “Is this really worth it?” When university students (especially in so-called elite institutions) across the country are protesting Israel and effectively calling for the elimination of the Jewish state (with professors often brazenly leading the chants), parents should rightly ask, “What kind of education are we paying for?” When college costs continue to rise and the media keeps reporting that corporations are more concerned about skills than the credential of a degree, parents rightly question the value proposition of a college education. As an economist, I live in a world where “there are no solutions, only tradeEDUCATIONAL ECONOMICS 18
offs,” with cost-benefit calculus at the heart of human decisionmaking. So, how should we think about a university education? COUNTING THE COSTS Most analyses of a college education focus on the financial disparities between those who obtain a college degree and those who do not, and the data continue to show a stark difference in lifetime earnings, with college graduates on average earning over $1 million more than those with only a high school diploma. We can debate whether this trend will continue, but it seems clear that those with technical skills to integrate new tools and technology into their vocation will be more productive, and therefore, more richly compensated, than those who cannot. And at the current time, most of those skills are well developed in a college setting, e.g., computer science and engineering. Maybe in the future someone will simply learn it all on their own and be able to demonstrate it convincingly to employers, but in the near term that is the exceptional path and not the norm. So, on a strict cost-benefit analysis, the average college student has to say, “Yes, this makes sense.” Yet that calculus is still aggregative, and we know that the jobs coming out of some academic disciplines pay less than others. Engineering, business, and nursing graduates, for example, are all likely to be more highly paid than students who complete some other degrees (on average). Yet in addition to the financial benefits, many vocations require a college degree as their “union card” to gain employment (e.g., nursing). Some even require advanced degrees, such as athletic training. For many, the pursuit of God’s calling requires a college path. But what if the strict financial cost-benefit analysis doesn’t support getting a degree? In some cases, the answer should be “no” to college. But for many, the answer should still be “yes,” despite the lack of financial return. The bigger picture is seeking God’s calling on your life. Unlike the world’s view of economic decision-making, God does not expect us to maximize the value of worldly resources as our measure of success. We are called to be faithful and pursue His calling on our lives, even if it costs us financially. The world needs great teachers, musicians, and social workers, even if the degree may not provide as much financial return as some other path. Yet for this category, we need to be really careful. I’m highly doubtful that it is God’s calling on your life to pursue a college degree in a lower-paying vocation if that requires a large amount of debt. God still requires stewardship, and if God hasn’t given you the resources to pursue a particular path with a reasonable payback period, then you should question whether that is really God’s call on your life. So, how do we know? With many counselors there is wisdom (Prov. 15:22). REAPING THE REWARDS Yet beyond these financial considerations, Christians have a much bigger perspective to consider. We should not view a college education as simply a monetary analysis. A Christian should ask, “How does college lead me to more effective service?” Our time horizon is for eternity, since the things of this world are transient, but the things that are not seen are eternal (2 Cor. 4:18). This leads us to look at things such as the traditional formative purpose of a university. How does a college experience change me into who God has called me to be? There is a reason why Cedarville University has a focus on 1000 Days — we understand the fundamental purpose of helping young people not be conformed to this world (as they often are at a secular university), but to be transformed as their minds are renewed. We also understand the benefit of networking with other like-minded students, some of whomwill be lifelong friends and counselors. And while young people often outwardly scoff at this reason, we cannot overlook that many students will find their life’s partner at a university. And Christians understand the necessity of being equally yoked, so this is not a small potential benefit of attending a Christian university. For many students, even if not for all, college can be an incredible value even when expensive. But this is especially true for Christians, who count the cost in view of eternity. As with any decision, the question is really “Is this God’s will for my life?” And part of the way we answer that question is considering how this path prepares us for a more godly walk with more effective service to others. For those who decide to come to Cedarville, you have our commitment to help you walk a more godly path, with preparation to enable you to have more effective service. May God grant each of us wisdom to choose the right path for His calling. Jeff Haymond is Dean of the Robert W. Plaster School of Business. He earned his PhD in economics from George Mason University. There is a reason why Cedarville University has a focus on 1000 Days — we understand the fundamental purpose of helping young people not be conformed to this world ..., but to be transformed as their minds are renewed. 19
UNLOCKING AFFORDABILITY BY J EFF G I LBERT ’ 87 EDUCATIONAL ECONOMICS 20
After choosing a college, another big question follows: How are we going to pay for four years of education? One-size-fits-all answers don’t exist. But paying comfortably for a college education is possible for all income levels. The best advice is to start early, do your research, ask the right people the right questions, and be a creative problemsolver. Cedarville University’s Dual Enrollment, Admissions, and Financial Aid departments are great resources to help you understand ways to make college affordable. EARN EARLY CREDIT Working hard in school is the best place to start. Grades begin counting toward high school GPA as early as eighth grade in some subjects. Advanced Placement courses and international baccalaureate programs available in some states can earn credits toward graduation before you step on campus. Dual enrollment is an increasingly common step high school students are taking to reduce or eliminate some tuition costs and reduce time in college from the traditional four-year plan. High school students can accomplish dual enrollment in several ways, says Shellie Doub, Cedarville’s Director of Dual Enrollment Recruitment. Students can earn credits at community colleges or through Cedarville’s Dual Enrollment program. Community college courses may seem like an easy choice, but it's important to consider whether those classes will transfer and satisfy general education and degree requirements. In addition, families forego a biblical worldviewwith a community college option. Cedarville offers a better solution — affordably priced dual enrollment courses taught with the academic excellence and biblical worldview Cedarville is known for. Cedarville’s Dual Enrollment program has academic advisor support, and students can take courses in person or online. For high school students, these courses are discounted 80% at $185 per credit hour. College Credit Plus is an Ohio dual enrollment program that offers free tuition. Both options save money and reduce the amount of time a student spends at college. A student coming to Cedarville with 30 hours of college credit and enrolling in a Bachelor of Arts program can graduate in three years. This results in potential savings of $20,000 or more on a college degree. Cedarville also offers accelerated pathways for its graduate programs that reduce costs and the number of semesters needed to graduate. SEEK SCHOLARSHIPS Financial aid and scholarships also play a role in affordability. Scott Van Loo '98, Vice President for Enrollment Management, urges families to stay engaged in the process after initial aid is awarded. Often families of high school seniors bow out of the process in the fall because the gap to affordability seems too large. But, he says, additional aid is often awarded in the spring to help close the gap. Van Loo also urges students to stay engaged with their admissions counselor and be clear about their financial needs. “Admissions counselors know the people who are making those aid decisions, so they can and will advocate on your behalf,” he said. Kim Jenerette ’83, Executive Director of Financial Aid, urges students to seek scholarships and meet application deadlines. “I tell families that your best friend is your high school guidance counselor, because they're the ones who are receiving scholarship information from outside sources,” he said. Scholarships offered by local businesses and nonprofits are often available with few applicants, Van Loo said. Another good source for finding scholarships, according to Jenerette, is fastweb.com. Jenerette said Cedarville students are awarded almost $2 million yearly in outside scholarships. Jenerette also reminds every prospective student to fill out the Free Application for Federal Student Aid (FAFSA) form online that allows students to apply for loans. Even if you don’t plan to borrow, many scholarships require the FAFSA. CONSIDER ALTERNATIVE SOURCES Other ways to offset college costs are savings plans, on-campus jobs, paid internships, ROTC scholarships, other military scholarships (including transference of GI Bill funds from parents to students), and taking advantage of tuition block pricing. The tuition price for each semester is the same for any number of credit hours between 12 and 17. “If your child can take 17 hours without compromising academically, definitely consider taking full advantage of block pricing because it's going to save you money,” Jenerette said. With careful and deliberate planning, a college education can be affordable for families of all income levels. Time and time again, we hear stories from students and parents of how God has provided in unexpected and amazing ways to make a Cedarville education possible. If God leads your child to Cedarville, trust that He will provide a way. The best advice is to start early, do your research, ask the right people the right questions, and be a creative problem-solver. Jeff Gilbert ’87 serves as Assistant Professor of Journalism at Cedarville University. 21
DEBT-WISE PRACTICAL ADVICE FOR CONSIDERING COLLEGE LOANS BY SCOTT S IMONS ’ 01 EDUCATIONAL ECONOMICS 22
THOUGHTFUL ANSWERS TO IMPORTANT QUESTIONS ABOUT CEDARVILLE’S COSTS IS CEDARVILLE AFFORDABLE? Thanks to a combination of Cedarville scholarships, federal aid, and state grants — not to mention the diligent work and careful financial planning of Cedarville families, students from all income levels are finding Cedarville to be an affordable option. HOW DOES CEDARVILLE’S COST COMPARE TO STATE SCHOOLS? With Cedarville’s generous merit scholarships and other scholarship programs, you’ll find that our cost is in line with state school tuition, and our housing and food expenses are typically much lower. HOW MUCH DOES CEDARVILLE INVEST IN SCHOLARSHIPS? We place a high priority on making the Cedarville experience affordable, and our budget reflects that commitment! Scholarships for students have increased 53% in the past five years alone! WHY PAY MORE FOR CEDARVILLE WHEN THERE ARE LESS EXPENSIVE OPTIONS? Choosing a university based on tuition alone can be a costly risk. A school that boasts low tuition may not be the bargain you expect if it fails to graduate students on time. State schools typically graduate just one-third of students in four years. Be sure to inquire about housing and food, too. Rates can vary by several thousand dollars, with an average cost of $11,950 at public colleges and $13,620 at private colleges. This is significantly higher than Cedarville’s rate of $9,094. Other costly surprises come in the form of college fees. These can increase a student’s bill by hundreds, even thousands, of dollars. Fees can be assessed for a wide range of services, such as student activities, technology, library, health insurance, graduation, parking, and many more. Ask direct and specific questions when comparing college costs. But think bigger picture and longer term, too. The best option — in nearly all purchasing decisions — is rarely the cheapest. That applies to colleges and universities as well. Since higher education is one of the most important investments you’ll make, consider and compare carefully each institution’s spiritual vibrancy, academic reputation, residence life options, career placement rates, and faculty credentials as part of the overall decision. 25% <$80,500 25% >$186,000 50% $80,500–186,000 2018–19 2019–20 2020–21 2021–22 2022–23 53% increase million million million million million $37.8 $43.0 $48.7 $57.9 $51.2 During a snowy December afternoon in 1997, I sat at the kitchen table with my mom looking out at the hillside in rural Pennsylvania. I was in the process of making my final decision on which university to pursue. I knew if I went to college, I would incur some debt due to our family’s financial picture. The Lord provided for me through a combination of student loans and work at the University, and I was able to graduate from Cedarville in 2001. I am so thankful for my time at Cedarville, as it transformed my life and equipped me with the tools to grow professionally after graduation. I would not be where I am today without my college degree, as it has continued to open doors for the last 20 years. Now, in my role as a financial advisor, I am frequently asked about using the tool of debt for various purchases. My general rule is that debt can be cautiously used when you are making a purchase that appreciates in value over time. Three areas that I will advise the careful use of debt are for a home, a business, and an education. In fact, I have used debt in these (and only these) areas personally over the years, and each time I have been thankful that I did. For student debt, the answer will be unique to each student and should reflect careful thought and prayer. As you are evaluating the use of student debt, I suggest the following guidelines: 1. Make sure the debt load is sustainable with your projected income upon graduation. 2. Consider the career field you are pursuing. Some careers will pay more than others and will allow you to take on more debt. Some careers will pay less, and you will need to be more cautious on the debt you incur. Borrow no more than you expect to earn the first year after graduation. 3. Work to attack your debt after graduation and repay it all within 10 years or less. 4. Make sure you finish your degree. Scott Simons ’01 is a Certified Financial Planner and President of Ridgeline Wealth Planning in Dayton, Ohio. 23
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