Inspire, Summer 2006

Tom taught high school students for 25 years. Throughout his career, he found that his abilities were tremendously enhanced by the education he received at Cedarville University. Like many alumni, Tom decided one day that he wanted to give something back to his alma mater. After consulting with Dave and Kim in the gift planning office, Tom decided that a deferred gift annuity was the perfect gift vehicle to suit his needs. This option allows him to make a gift, receive a charitable income tax deduction, and create secure income for retirement all at the same time. A deferred gift annuity is a simple contract between a donor and Cedarville University. The donor makes a gift to Cedarville, and in return, the University agrees to pay a fixed income to the donor for life beginning at a predetermined age, usually 65. The donor also receives a charitable income tax deduction. The payment rate is determined by the donor’s age at the time the gift is made and the age at which the donor wishes to begin receiving the income. Because the income is deferred, a higher rate of return can be paid out, making charitable deferred gift annuities a great way to prepare for retirement. Would you like to increase your retirement income by helping Cedarville? Visit our Web site at www.cedarville.edu/giftlegacy or contact the office of gift planning and endowment office at 1-800-766-1115 or giftplanning@cedarville.edu . A Charitable Solution for A Secure Retirement 50% tuition scholarship now available for alumni (limited time offer)! Call 1-888-CEDARVILLE (233-2784) or visit www.cedarville.edu/graduate for more information about alumni scholarships. Office of Gift Planning and Endowment Contact Dave Bartlett 1-800-766-1115 bartlett@cedarville.edu

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