Torch, Spring/Summer 2009

Spring–Summer 2009 | TORCH 23 retirement and investments. Although we should not minimize these concerns, we must recognize that worrying about these financial issues is a uniquely modern, Western-world phenomenon. Imagine asking rural farmers in China whether they are concerned about the balances of their retirement funds or discussing adjustable versus fixed-rate mortgages with a first-century believer. These questions would make no sense to them. Fortunately, God’s Word and His instructions to us are timeless. Scripture says that “if we have food and covering, with these we shall be content” (1 Tim. 6:8). In Hebrews 13:5–6, notice the close proximity of contentment, God’s abiding presence, and a decision not to fear: “Keep your lives free from the love of money and be content with what you have, because God has said, ‘Never will I leave you; Never will I forsake you.’ So we say with confidence, ‘The Lord is my helper; I will not be afraid. What can man do to me?’” Recessions and economic crises tend to come — and then pass. But even if that is not the case, we have a God who is the same yesterday, today, and forever, one who is fully faithful. Jeff Guernsey currently serves as assistant professor of finance at Cedarville University, after working for more than 20 years in the banking industry. He earned an M.S. from Iowa State University and a B.S. from Purdue University. He has been at Cedarville since 2003. Prepare Your Will or Trust Today! Are You Ready for Vacation? Don’t l ave home without a plan for the future. 1-800-766-1115 www.cedarville.edu/giftlegacy T