Torch, Winter 1979

Spiritual Spending by Dr. Paul Dixon 3
How Do Your Spending Habits Stack Up? by Bob Rohm 4
Principles of Money Management 7
Campus News 8
Why Should I Make a Will? 10
Wise Stewardship Isn't an Accident by Kenneth St. Clair 12
The Times and the Seasons by Pat Landers Dixon 14

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