Torch, Winter 1985

Would You Like To·Know How To Give Without Giving Up? Receive Income for Life and Save Taxes ~-::- 'I ~· Let's say you would like to give a significant sum... but you don't want ~ ' . to give up any income . There is a way and it's better than ever. We call it a planned or deferred gift. One of the best benefits of this type of giving is the immediate tax benefits if certain guidelines are followed. Cedarville College deferred gifts allow you to take these tax deductions because they are written to comply with the Internal Revenue Code. . Here are some plans approved by the I.R.S . The Charitable Gift Annuity: A Guaranteed Life Income This way is simple and easy, with no investment worries. You are assured a set dollar amount for life when you transfer money or securities to the College under this plan. If you wish, a survivor can benefit, too. Your income, payable either annually or more frequently, is determined by your age (and that of any later beneficiary) as well as by the amount of your gift. We guarantee the rate to remain constant for your lifetime. In addition to the immediate tax deduction, a large portion of the annuity income is tax free to you. Charitable Remainder Annuity Trust With this popular plan you select the amount of income you want payable from your assets that you transferred to the trust. This income is payable for your lifetime at the amount you determined. This plan also may have a surviving beneficiary and must meet certain guidelines set forth by the I.R.S. Charitable Remainder Unitrust This plan offers a different opportunity - instead of a fixed dollar amount each year, your income depends on the value of the trust's assets... making possible an inflation hedge. In lieu of deciding on a set annual dollar income (as in the annuity trust), you begin by selecting a fixed percentage of the market value of the trusts' assets. These assets are revalued annually to determine your income for that year. Do you want to support the ministry and goals of Cedarville College now. .. but feel your own income needs come first? A life income plan offers an excellent solution. Please mail the coupon below to arrange a discussion of your own special situation, without obligation. ~ ---------------------------------------------------------------------------------------------------------------------------- 0 Please send brochure "Life Income Plans: Enjoy Giving While Benefiting Yourself." 0 Please send booklet "Your Guide to Effective Giving." 0 I/We have already remembered Cedarville College in my/our will. Clip and mail today to: Mr. Robert C. Auckland Director of Planned Giving Cedarville College P.O. Box 601 Cedarville, OH 45314 15