Torch, Winter 1993

w believe Cedarville ColJese is one of the best values in higher education today. Still, most students use some type of financial aid to help pay for their college education. Last year our office processed $6.9 million in various kinds of financial aid. Need-based financial aid is awarded after a need analysis has been completed by the family to determine their family contribution. Family contribution is an amount that the family should be able to contribute to their child's education. Need– based aid includes gift aid (grants and scholarships) and self-help aid (loans and work programs). Grants and scholarships awarded because of ability or peiformance are merit-based aid and may not be tied to need. Some loans are not need-based. The PLUS loan is a loan for undergraduate students that parents repay. Another possibility is sponsorship by a company or organization in which the student agrees to employment after the completion of his education. Parents who are trying to save for a child's college expenses have many questions. We are here to help. Please call 1-800-444-2433 and ask for one of our financial aid officers. Fl'Cd Menitt Director of Financial Aid • Admissions limeline For i h chool eniors June-September: Gather Information Determine what you want in a college. Write for information from the colleges that have features that interest you. Review this information. September: Register To Take The ACT In October Or The SAT In November Scholarships are available based on test scores! Use our ACT code (3245) or SAT code (1151) when you take the test to have your scores sent directly to Cedarville. Having a problem taking the ACT? Take it when you visit Cedarville. Call 1-800-777-2211 for more information. October-December: Apply For Admissi ,n Narrow your college choices down to tw or three. Send in your applications. Vi it the colleges you have selec ed. • Obtain Ii" nancial Aid Fo s. January-February: Apply For Financial Aid • Send the Cedarville College Financial Aid Form to Cedarville College. • Send the FAF (Financial Aid Form) to the College Scholarship Service. • Submit all forms before February 15 for your best opportunity. • Submit all forms by the April 1 deadline. March-April: Make Your Final Decision • Talk to people who have attended your college(s). • Visit the college(s) again. • Contact the Financial Aid Office if you have any questions about your financial aid. May 1: Send In Your Reservation Deposit September: Enjoy Your First Days As A Cedarville College Student

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